Mortgage points, also known as mortgage discount points or "buying down the loan," are fees paid to your lender in exchange for a lower interest rate.

Learn more about Hawaii's clean energy tax credits, incentives, and other opportunities to save money, while reducing your energy bills.

A mortgage prequalification is an important first step when you're getting ready to buy a home. Read on to see why you need to get prequalified.

Get your finances in order with our financial spring cleaning tips. Learn how to budget, save, and invest your money smarter today.

Learn these 401(k) basics, including employer contributions, beneficiaries, fees and taxes, and how to best plan for retirement.

Learn the important debt-to-income (DTI) ratio and how to leverage it to make the most of your mortgage payments.

A budget is a key piece of your financial foundation. Create a smart budget that works for your life using these three steps.

What can you use a HELOC for? Read this blog for 3 good uses for a home equity line of credit.

Unlike many online and Mainland mortgage lenders, Bank of Hawaii doesn't do balloon payments on HELOCs. Want to know why? Read on to learn the reasons.

Discover 7 smart reasons to open multiple bank accounts—especially savings—to reach goals faster, stay organized, and boost financial wellness.

A HELOC is a great way to access funds when you need them. But, sometimes it's a better option to convert part, or all, of your HELOC into a fixed rate loan.

Mortgage refinances offer a wide range of benefits, especially when mortgage rates are low. Read this blog to learn why you it might be time for you to refinance.

Learn about why you need an emergency fund and how to make one.

Thinking about refinancing? Choosing to do so could help you financially such as freeing up money for cash flow. Read on to find out more.

Read the advantages and disadvantages of using prepaid cards and cost-effective alternatives that help you avoid the fees.

If you're unsure how to redeem a U.S. savings bond, read on for more info about how bonds work and how to cash them in.

Learn the difference between good and bad debt, how to manage and control credit card debt, and when to pay off debt vs. save.

Use these tips to avoid business email compromise scams for your small business and learn how to prevent business email compromise (BEC) scams.

Are you using a digital wallet? Learn how using your smartphone as a wallet can benefit you and protect your information.

Discover more about Certificates of Deposit, auto-renewal, and how they can seamlessly extend your savings journey.