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Bank of Hawaii (the “Bank”) maintains the site to provide information about Bank products and services and to facilitate communication with Bank of Hawaii, Inc. and its related companies. Before using this site, please carefully read these terms of use as well as our privacy policy and security statement. By accessing our site(s) on the Internet (the “site”), you acknowledge your acceptance of these terms.

Unauthorized use of the site and systems including but not limited to unauthorized entry into the Bank systems, misuse of passwords, or misuse of any information posted on the site is strictly prohibited.

All Rights Reserved

The information and materials contained in the site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of the Bank. You may copy information from the site for your personal or educational use, provided that each copy includes copyright, trademark or service mark notices, or attribution as they appear on the site.

No Warranty

We will use our best efforts to include accurate and up to date information on the site, but we make no warranties or representations as to the accuracy of the information. The Bank does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability

You agree that all access and use of the site and its contents is at your own risk. By using the site, you acknowledge that we specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your access to or use of the site, (even if we have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment.

Eligible Areas/Products

Not all of the products or services described on the site are available in all geographic areas. You may not be eligible for all the products or services described. The Bank reserves the right to determine the eligibility for any product or service.

Investment Products and Services Not Insured by the FDIC

Investment products and services on the site are offered through Bankoh Investment Services, Inc., a subsidiary of the Bank. The products and services offered through Bankoh Investment Services, Inc. are not FDIC insured, have no bank guarantee, and may lose value. These products involve investment risk, including the possible loss of principal invested.

Submissions

All information submitted to the Bank via the site shall be deemed and remain the property of the Bank and the Bank shall be free to use, for any purpose within the limits of our privacy statement, any idea, concepts, knowledge or techniques contained in information a visitor to the site provides the Bank via the site. The Bank shall not be subject to any obligations of confidentiality regarding submitted information except as entered into by a direct customer relationship or as otherwise specifically agreed or required by law.

Third Party Links

Please note that if you access a third-party website through a link on the site you will be subject to the terms and privacy policies of that third-party site. The Bank cannot take responsibility for the content, terms of use, privacy policies, business practices or products or services of any third-party website.

Governing Law

Use of this site shall be governed by all applicable Federal law and the laws of the State of Hawaii, and you agree that jurisdiction and venue shall be located in Honolulu, Hawaii. For individual products and services offered by the Bank, the applicable customer agreements and disclosures may specify that the laws of another jurisdiction will govern your use of the account and/or service, and the terms of those disclosures and agreements will continue to apply.

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Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.