Home Loans

Transforming dreams into reality

From updating your current home to finding a new one and everything in between.


Whether you’re buying a home or investing in a new property, we can help.


Lower your payments, shorten your loan term or tap into your home equity.


A smart way to pay for life’s big expenses, or even to refinance your existing mortgage.

Already have a home loan? Make a one-time payment.

Use your checking or savings account from any bank in the US.

This is a tool that can be used to help you start thinking about what home loan may be right for you.  There are many variables that go into making the decision of which option is best for your situation and this tool is not a substitute for considering each of those variables.  This tool can help you start thinking about some of those variables.  Your individual situation may vary and if you schedule a consultation to discuss your home loan options, the Bank of Hawaii representative will ask you about your individual situation so that you can make an informed decision about what home loan is right for you.

There may be differences, depending on your situation, with respect to tax deductibility between a conventional or jumbo mortgage and a home equity line of credit.  You should consult your tax advisor regarding your individual situation.

Not all collateral will be eligible for all home loan types or be eligible for the waiver of requirements or fees available with certain loan promotions.

Additional options may be available to you through Bank of Hawaii at different loan amounts.  Closing costs may vary based on loan amount, property type, lien positon and property ownership. The loan options may also vary depending on whether the loan will be secured by a first or second lien on your property.


SimpliFi by Bank of Hawaii is a better experience when applying for your home loan. Our online application is safe, fast and easy. Not only can you work on your application on your own time, but you'll be able to work one-on-one with a trusted loan officer through the process.

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Have questions about buying and owning a home? Come on in. We've got answers.

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How to buy a home in Hawaii

The key to buying a home in Hawaii is being prepared; we have a few tips for finding a home in our seller’s market.

Down Payment Options for First Time Home Buyers

The Complete Guide to Buying a Home in Hawaii

The Complete Guide to Refinancing a Home in Hawaii

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Book an appointment

Choose from in-person or phone appointments at a time and location that’s convenient for you.

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Send us your question and one of our home loans experts will contact you.

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Trusted Lender

In 2023, Bank of Hawaii was the No. 1 local bank in mortgage loans.+

+#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2023. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2023. Information is deemed reliable but not guaranteed.

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