Checking Accounts

More convenience. More happy.

Our bank accounts fit the way you live, giving you more time for things that matter.

Choose a checking account that fits your needs

Convenience Checking

  • Check writing
  • Waived service fee with enrollment of online statements

$25 minimum opening deposit

EASE by Bank of Hawaii

  • No overdraft fees and check writing
  • Waived service fee with enrollment of online statements

$25 minimum opening deposit

Bankohana Level I Checking

  • Unlock features and benefits
  • Waived service fee when balance requirements are met

$500 minimum opening deposit

Bankohana Level II Checking

  • Unlock more features and benefits
  • Waived service fee when balance requirements are met

$500 minimum opening deposit

Bankohana Level III Checking

  • Unlock the most features and benefits
  • Waived service fee when balance requirements are met

$500 minimum opening deposit

Which checking account is best for you?

We’re Among “America’s Most Trustworthy Companies”

Bank of Hawaii is proud to be the only local bank ranked one of “Most Trustworthy Companies in America” by Newsweek two years in a row.

Newsweek Most Trustworthy Bank 2023

Connect with a specialist

We’re here to help with all of your banking needs. Choose from in-person or phone appointments at a time and location that’s convenient for you.

Branch recruiter onsite hiring

Help kids be money smart with Greenlight®

Simply link your Bank of Hawaii checking or savings account with the Greenlight app and you’ll receive a complimentary1 Greenlight subscription.

mom and daughter in kitchen

Frequently Asked Questions

What is a checking account?

A checking account is a bank account that you regularly use for transactions, such as making deposits or withdrawing money. Checking accounts may come with a debit card and/or checks to help you easily access your funds.

What do I need to open my checking account online?

Opening a checking account is fast and easy. Youʻll need the following to get started:

  • Name, social security number, date of birth (all applicants)
  • Phone number and email address
  • The bank routing number and account number to fund your account

What if I want to open my checking account in a branch?

For your convenience, we recommend booking an appointment in advance to ensure you’re able to get the dedicated time you need.

I just opened my account. What’s next?

Welcome to Bank of Hawaii! Weʻll be reaching out to you via phone and email with tips to help you make the most of your new account. You can also explore features here.

1 Bank of Hawaii checking and savings customers are eligible for the Greenlight SELECT plan at no cost when they sign up through Bank of Hawaii and connect their Bank of Hawaii account as the primary Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 09/26/2025. Offer subject to change or renewal.

You're about to exit BOH.com

Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.

Opening an account is fast and easy.

You'll need to have these pieces of information ready before you get started:

  • Name, social security number, date of birth (all applicants)

  • Phone number and email address

  • The bank routing number and account number to fund your account

If you’re an existing Bank of Hawaii customer, you'll want to enter your online banking login (or your debit card and PIN) on the next screen.

Opening an account is fast and easy.

CD Specials must be entirely funded from another financial institution when opened online. The rate applied to your CD special is based on the published rate in effect on the day we receive your opening deposit. Based on the funding method you choose that can take up to 2-3 days.

Please ensure you have the bank routing number and account number to fund your new account. If you don’t already have a Bankohana checking account, you’ll be prompted to open one during the account opening process.