Personal Loans

Simplify your finances with the right loan that fits your life.

Personal Loans

Your financial needs are unique. So you need a personal loan that gives you more flexibility with more choices. Our personal loan options let you choose between a secured or an unsecured personal loan with competitive rates, flexible repayment terms, and fixed payments. The application process is simple, convenient, and you can start online or with a loan expert.

Low rates for homeowners

Bankoh Personal Loan for Homeowners

Quick access to funds.

Get a higher loan amount at a low rate with a fast turnaround.

Convenient access to funds

Bankoh Personal Loan

Money for whatever life brings.

An unsecured loan with low fees and fixed monthly payments.

Convenient access to funds

Bankoh Personal Loan - Secured

Secured by your Bank of Hawaii savings or CD Account

Get a lower interest rate than other personal loans while building credit.

Overdraft Protection

Bankoh CoverCheck

Convenience and peace of mind with overdraft protection

An unsecured line of credit that automatically transfers funds from your CoverCheck account to your linked checking account to cover your overdraft.

Get funded fast

Redeem your approved personal loan offer

Did you receive an offer in an email or letter? With SimpliFi by Bank of Hawaii, accept your offer and you could get your money today.*

Make a one-time payment

Pay your personal loan, auto lease or line of credit from any checking account or savings account from any bank in the US by making a convenient one-time payment.

woman with laptop in a hammock

4 Smart Ways to Use a Personal Loan

A personal loan can be a powerful financial tool for accomplishing your goals. Used wisely, a personal loan can be a great way to make large purchases, save money and even boost your credit score.

couple looking at floor plans

*For redemptions submitted online between 11PM and 6AM HST, funds may not be available until the next business day, at the latest. If you redeem at a branch, you will be funded same day.

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