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This is a tool that can be used to help you start thinking about what home loan may be right for you.  There are many variables that go into making the decision of which option is best for your situation and this tool is not a substitute for considering each of those variables.  This tool can help you start thinking about some of those variables.  Your individual situation may vary and if you schedule a consultation to discuss your home loan options, the Bank of Hawaii representative will ask you about your individual situation so that you can make an informed decision about what home loan is right for you.

There may be differences, depending on your situation, with respect to tax deductibility between a conventional or jumbo mortgage and a home equity line of credit.  You should consult your tax advisor regarding your individual situation.

Not all collateral will be eligible for all home loan types or be eligible for the waiver of requirements or fees available with certain loan promotions.

Additional options may be available to you through Bank of Hawaii at different loan amounts.  Closing costs may vary based on loan amount, property type, lien positon and property ownership. The loan options may also vary depending on whether the loan will be secured by a first or second lien on your property.

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