Personal Loans

Bankoh Personal Loan - Secured

Benefit from your cash savings

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Quicker access to finance your life's needs.

When the unexpected happens, you want to be one step ahead. Secured personal loans help you go beyond that. Secure your loan with your Bank of Hawaii savings or CD account to get lower interest rates. So you can take care of life’s expenses without tapping into your nest egg.

Secured Personal Loan

Browse rates by term
Secured Personal Loan
Annual Percentage Rate Estimated Minimum Monthly Payment
per $10,000 borrowed

12, 24 & 36 Months 1



48 & 60 Months 1



APR range as of 5/20/2024.

2 Based on a $10,000 fully amortized 12 month loan at 8.00% APR. Estimated minimum monthly payment will be lower with a 24 & 36 month term. 

3 Based on a $10,000 fully amortized 48 month loan at 9.00% APR. Estimated minimum monthly payment will be lower with a 60 month term. 

Rates and terms subject to change without notice.

What you need

Applying for your loan

To apply for a Personal Loan Secured by Savings or CD, please book an appointment at a branch near you. 

Book an appointment


Please gather the following items for all applicants:

  • Valid state or government issued identification
  • Social Security number (or tax identification number)
  • Your savings account or CD (certificate of deposit) account number

Requirements for all applicants:

  • 18 years or older
  • All applicants must apply at a branch.

Important considerations:

  • A $50 loan fee will be financed as a part of your total loan amount. If your loan request is approved, you will receive your approved loan amount less $50.

Already applied?

Call 1-888-643-3888 to check your status.

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