Bankoh Personal Loan - Secured
Benefit from your cash savings
Quicker access to finance your life's needs.
When the unexpected happens, you want to be one step ahead. Secured personal loans help you go beyond that. Secure your loan with your Bank of Hawaii savings or CD account to get lower interest rates. So you can take care of life’s expenses without tapping into your nest egg.
Secured Personal Loan
| Interest Rate1 |
|
Estimated APR2 |
|
Estimated Monthly Payment | |
|---|---|---|---|---|---|
|
12 Month |
8.00% |
9.850%3 |
$439.235 |
||
|
24 Month |
8.00% |
8.976%3 |
$228.375 |
||
|
36 Month |
8.00% |
8.671%3 |
$158.235 |
||
|
48 Month |
9.00% |
9.519%4 |
$125.666 |
||
|
60 Month |
9.00% |
9.425%4 |
$104.836 |
1 Interest rate is based on the selected loan term.
2 Estimated Annual Percentage Rate (“APR”) as of 11/17/2025 is based on 30 days before first payment. Rates and terms subject to change without notice.
3 Estimated APR is based on the interest rate of 8.00%, a loan amount of $5,050, and a loan fee of $50.
4 Estimated APR is based on the interest rate of 9.00%, a loan amount of $5,050, and a loan fee of $50.
5 Estimated monthly payment based on a $5,050 fully amortized loan for the term indicated, at an interest rate of 8.00%. Your minimum monthly payment may differ based on your approved loan amount and APR.
6 Estimated monthly payment based on a $5,050 fully amortized loan for the term indicated, at an interest rate of 9.00%. Your minimum monthly payment may differ based on your approved loan amount and APR.
Applying for your loan
To apply for a Personal Loan Secured by Savings or CD, please book an appointment at a branch near you.
Please gather the following items for all applicants:
- Valid state or government issued identification
- Social Security number (or tax identification number)
- Your savings account or CD (certificate of deposit) account number
Requirements for all applicants:
- 18 years or older
- All applicants must apply at a branch.
Important considerations:
- A $50 loan fee will be financed as a part of your total loan amount. If your loan request is approved, you will receive your approved loan amount less $50.
Already applied?
Call 1-888-643-3888 to check your status.
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