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Personal Loans

Bankoh Personal Loan for Homeowners

Quick access to funds.

Get Started

Get a higher loan amount at a low rate

As a homeowner, you could obtain a personal homeowner loan that gives you a higher loan amount at a low rate. Since your home is not used as collateral, you can quickly and easily access funds to make repairs and improvements without closing costs. You’ll also have the option to pay over an extended period (up to 72 months), which allows you to manage your budget with lower monthly payments.

Bankoh Personal Loan for Homeowners

24 & 36 Months
Annual Percentage Rate Range Estimated Minimum Monthly Payment
per $10,000 borrowed

Low 1

9.50%

$459.142

High 1

10.50%

$463.763

1 Interest rate is based on individual's credit report. APR range as of 9/23/2024.

2 Based on a $10,000 fully amortized 24 month loan at 9.50% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

3 Based on a $10,000 fully amortized 24 month loan at 10.50% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

Rates and terms subject to change without notice.

48, 60 & 72 Months
Annual Percentage Rate Range Estimated Minimum Monthly Payment
per $10,000 borrowed

Low 1

10.50%

$256.032

High 1

11.50%

$260.893

1 Interest rate is based on individual's credit report. APR range as of 9/23/2024.

2 Based on a $10,000 fully amortized 48 month loan at 10.50% APR. Estimated minimum monthly payment will be lower with a 60 or 72 month term. 

3 Based on a $10,000 fully amortized 48 month loan at 11.50% APR. Estimated minimum monthly payment will be lower with a 60 or 72 month term. 

Rates and terms subject to change without notice.

Ready to apply?

3 easy steps to get started

Tell us about yourself
document
Submit your application
Provide additional information as needed
What you need

Completing your application

Select “Personal Loan for Homeowners” as the loan type on the application.

Apply now

 

Please gather the following items for all applicants:

  • Valid email address
  • Social Security number (or tax identification number)
  • Current paystubs for the most recent 30-day period
  • IRS Form W2 for the last 2 years
  • Federal personal income tax returns for the last 2 years (or business tax returns for self-employed)

Requirements for all applicants:

  • 18 years or older
  • Own residential real estate in Hawaii or Guam1

Important considerations:

  • A $50 loan fee will be financed as a part of your total loan amount. When inputting your loan amount, you will receive your approved loan amount, less $50.
  • To protect your personal information, you will receive a timeout warning after 15 minutes of inactivity.
  • To apply online you must consent to sign your loan documents electronically via electronic signature. If you prefer to sign your loan documents in person, please visit any Bank of Hawaii branch to submit your application.

 

1 Property ownership will be verified after application is submitted.

Already applied?

Call 1-888-643-3888 to check your status.

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