Bankoh Personal Loan for Homeowners
Get a higher loan amount at a low rate
As a homeowner, you could obtain a personal homeowner loan that gives you a higher loan amount at a low rate. Since your home is not used as collateral, you can quickly and easily access funds to make repairs and improvements without closing costs. You’ll also have the option to pay over an extended period (up to 72 months), which allows you to manage your budget with lower monthly payments.
Bankoh Personal Loan for Homeowners
- 24 & 36 Months
- 48, 60 & 72 Months
| Annual Percentage Rate Range |
|
Estimated Minimum Monthly Payment per $10,000 borrowed |
|
|---|---|---|---|
|
Low 1 |
9.50% |
$459.142 |
|
|
High 1 |
10.50% |
$463.763 |
1 Interest rate is based on individual's credit report. APR range as of 3/29/2024.
2 Based on a $10,000 fully amortized 24 month loan at 9.50% APR. Estimated minimum monthly payment will be lower with a 36 month term.
3 Based on a $10,000 fully amortized 24 month loan at 10.50% APR. Estimated minimum monthly payment will be lower with a 36 month term.
Rates and terms subject to change without notice.
| Annual Percentage Rate Range |
|
Estimated Minimum Monthly Payment per $10,000 borrowed |
|
|---|---|---|---|
|
Low 1 |
10.50% |
$256.032 |
|
|
High 1 |
11.50% |
$260.893 |
1 Interest rate is based on individual's credit report. APR range as of 3/29/2024.
2 Based on a $10,000 fully amortized 48 month loan at 10.50% APR. Estimated minimum monthly payment will be lower with a 60 or 72 month term.
3 Based on a $10,000 fully amortized 48 month loan at 11.50% APR. Estimated minimum monthly payment will be lower with a 60 or 72 month term.
Rates and terms subject to change without notice.
Tell us about yourself
Submit your application
Provide additional information as needed
Completing your application
Select “Personal Loan for Homeowners” as the loan type on the application.
Please gather the following items for all applicants:
- Valid email address
- Social Security number (or tax identification number)
- Current paystubs for the most recent 30-day period
- IRS Form W2 for the last 2 years
- Federal personal income tax returns for the last 2 years (or business tax returns for self-employed)
Requirements for all applicants:
- 18 years or older
- Own residential real estate in Hawaii or Guam1
Important considerations:
- A $50 loan fee will be financed as a part of your total loan amount. When inputting your loan amount, you will receive your approved loan amount, less $50.
- To protect your personal information, you will receive a timeout warning after 15 minutes of inactivity.
1 Property ownership will be verified after application is submitted.
Already applied?
Call 1-888-643-3888 to check your status.
You're about to exit BOH.com
Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.