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Redeem quickly and easily online. If you qualified for an approved loan offer, you would have received it via USPS mail.
Personal Loans
Bankoh Personal Loan
Money for whatever life brings.
Flexibility to borrow what you need, the way you want
Consolidate your debt. Plan for important life events. Buy a car. Or get that thing you’ve always been meaning to get. An unsecured personal loan keeps you focused on what you need — not how to get it.
Unsecured Personal Loan
| Interest Rate Range1 |
|
Estimated APR Range2 |
|
Estimated Monthly Payment Range | |
|---|---|---|---|---|---|
|
24 Month |
11.00% - 16.50% |
11.982% - 17.495%3 |
$235.33 - $248.405 |
||
|
36 Month |
11.00% - 16.50% |
11.681% - 17.199%3 |
$165.31 - $178.765 |
||
|
48 Month |
12.00% - 17.50% |
12.531% - 18.051%4 |
$132.98- $147.016 |
||
|
60 Month |
12.00% - 17.50% |
12.437% - 17.959%4 |
$112.33 - $126.866 |
1 Interest rate is based on individual’s credit report and term selected.
2 Estimated Annual Percentage Rate (“APR”) range as of 11/17/2025 is based on 30 days before first payment. Rates and terms subject to change without notice.
3 Estimated APR range is based on the interest rate range of 11.00% - 16.50%, a loan amount of $5,050, and a loan fee of $50.
4 Estimated APR range is based on the interest rate range of 12.00% - 17.50%, a loan amount of $5,050, and a loan fee of $50.
5 Estimated monthly payment range based on a $5,050 fully amortized loan for the term indicated, at an interest rate range of 11.00% - 16.50%. Your minimum monthly payment may differ based on your approved loan amount and APR.
6 Estimated monthly payment range based on a $5,050 fully amortized loan for the term indicated, at an interest rate range of 12.00% - 17.50% APR. Your minimum monthly payment may differ based on your approved loan amount and APR.
Ready to apply?
3 easy steps to get started
Tell us about yourself
Submit your application
Provide additional information as needed
What you need
Completing your application
Select “Personal Loan for Non-Homeowners” as the loan type on the application.
Please gather the following items for all applicants:
- Valid email address
- Social Security number (or tax identification number)
- Current paystubs for the most recent 30-day period
- IRS Form W2 for the last 2 years
- Federal personal income tax returns for the last 2 years (or business tax returns for self-employed)
Requirements for all applicants:
- 18 years or older
- Residents of Hawaii or Guam may apply online using a valid email address or at a branch.
- Residents of Saipan and Palau must apply at a branch.
Important considerations:
- A $50 loan fee will be financed as a part of your total loan amount. If your loan request is approved, you will receive your approved loan amount less $50.
- To protect your personal information, you will receive a timeout warning after 15 minutes of inactivity.
- To apply online you must consent to sign your loan documents electronically via electronic signature. If you prefer to sign your loan documents in person, please visit any Bank of Hawaii branch to submit your application.
Already applied?
Call 1-888-643-3888 to check your status.
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