Personal Loans

Bankoh Personal Loan

Money for whatever life brings.

Flexibility to borrow what you need, the way you want

Consolidate your debt. Plan for important life events. Buy a car. Or get that thing you’ve always been meaning to get. An unsecured personal loan puts you in control of a fixed loan amount and keeps you focused on what you need — not how to get it.

Received an approved personal loan offer?

Redeem quickly and easily through SimpliFi by Bank of Hawaii.
24 & 36 Month

Unsecured Personal Loan

Unsecured Personal Loan
Low 1 High 1
Annual Percentage Rate Range 7.00% 12.50%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$447.732 $473.073

1 Interest rate is based on individual's credit report. APR range as of 11/8/2022.

2 Based on a $10,000 fully amortized 24 month loan at 7.00% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

3 Based on a $10,000 fully amortized 24 month loan at 12.50% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

Rates and terms subject to change without notice.

24 & 36 Month

Unsecured Personal Loan

Annual Percentage Rate Range
7.00%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$447.732
Annual Percentage Rate Range
12.50%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$473.073
Annual Percentage Rate Range
-
Estimated Minimum Monthly Payment
per $10,000 borrowed
-

1 Interest rate is based on individual's credit report. APR range as of 11/8/2022.

2 Based on a $10,000 fully amortized 24 month loan at 7.00% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

3 Based on a $10,000 fully amortized 24 month loan at 12.50% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

Rates and terms subject to change without notice.

48 & 60 Months

Unsecured Personal Loan

Unsecured Personal Loan
Low 1 High 1
Annual Percentage Rate Range 8.00% 13.50%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$244.132 $270.763

1 Interest rate is based on individual's credit report. APR range as of 11/8/2022.

2 Based on a $10,000 fully amortized 48 month loan at 8.00% APR. Estimated minimum monthly payment will be lower with a 60 month term. 

3 Based on a $10,000 fully amortized 48 month loan at 13.50% APR. Estimated minimum monthly payment will be lower with a 60 month term. 

Rates and terms subject to change without notice.

48 & 60 Months

Unsecured Personal Loan

Annual Percentage Rate Range
8.00%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$244.132
Annual Percentage Rate Range
13.50%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$270.763
Annual Percentage Rate Range
-
Estimated Minimum Monthly Payment
per $10,000 borrowed
-

1 Interest rate is based on individual's credit report. APR range as of 11/8/2022.

2 Based on a $10,000 fully amortized 48 month loan at 8.00% APR. Estimated minimum monthly payment will be lower with a 60 month term. 

3 Based on a $10,000 fully amortized 48 month loan at 13.50% APR. Estimated minimum monthly payment will be lower with a 60 month term. 

Rates and terms subject to change without notice.

Ready to apply?

3 easy steps to get started

Tell us about yourself
document
Submit your application
Provide additional information as needed
What you need

Completing your application

Select “Personal Loan for Non-Homeowners” as the loan type on the application.

Apply now

 

Please gather the following items for all applicants:

  • Valid email address
  • Social Security number (or tax identification number)
  • Current paystubs for the most recent 30-day period
  • IRS Form W2 for the last 2 years
  • Federal personal income tax returns for the last 2 years (or business tax returns for self-employed)

Requirements for all applicants:

  • 18 years or older
  • Residents of Hawaii or Guam may apply online using a valid email address or at a branch.
  • Residents of Saipan and Palau must apply at a branch.

Important considerations:

  • A $50 loan fee will be financed as a part of your total loan amount. When inputting your loan amount, you will receive your approved loan amount, less $50.
  • To protect your personal information, you will receive a timeout warning after 15 minutes of inactivity.

Already applied?

Call 1-888-643-3888 to check your status.

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