Personal Loans

Bankoh Personal Loan

Money for whatever life brings.

Flexibility to borrow what you need, the way you want

Consolidate your debt. Plan for important life events. Buy a car. Or get that thing you’ve always been meaning to get. An unsecured personal loan keeps you focused on what you need — not how to get it.

24 & 36 Month

Unsecured Personal Loan

Unsecured Personal Loan
Low 1 High 1
Annual Percentage Rate Range 9.00% 14.50%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$456.852 $482.493

1 Interest rate is based on individual's credit report and term selected. APR range as of 3/23/2023.

2 Based on a $10,000 fully amortized 24 month loan at 9.00% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

3 Based on a $10,000 fully amortized 24 month loan at 14.50% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

Rates and terms subject to change without notice.

24 & 36 Month

Unsecured Personal Loan

Annual Percentage Rate Range
9.00%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$456.852
Annual Percentage Rate Range
14.50%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$482.493
Annual Percentage Rate Range
-
Estimated Minimum Monthly Payment
per $10,000 borrowed
-

1 Interest rate is based on individual's credit report and term selected. APR range as of 3/23/2023.

2 Based on a $10,000 fully amortized 24 month loan at 9.00% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

3 Based on a $10,000 fully amortized 24 month loan at 14.50% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

Rates and terms subject to change without notice.

48 & 60 Months

Unsecured Personal Loan

Unsecured Personal Loan
Low 1 High 1
Annual Percentage Rate Range 10.00% 15.50%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$253.632 $280.853

1 Interest rate is based on individual's credit report and term selected. APR range as of 3/23/2023.

2 Based on a $10,000 fully amortized 48 month loan at 10.00% APR. Estimated minimum monthly payment will be lower with a 60 month term. 

3 Based on a $10,000 fully amortized 48 month loan at 15.50% APR. Estimated minimum monthly payment will be lower with a 60 month term. 

Rates and terms subject to change without notice.

48 & 60 Months

Unsecured Personal Loan

Annual Percentage Rate Range
10.00%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$253.632
Annual Percentage Rate Range
15.50%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$280.853
Annual Percentage Rate Range
-
Estimated Minimum Monthly Payment
per $10,000 borrowed
-

1 Interest rate is based on individual's credit report and term selected. APR range as of 3/23/2023.

2 Based on a $10,000 fully amortized 48 month loan at 10.00% APR. Estimated minimum monthly payment will be lower with a 60 month term. 

3 Based on a $10,000 fully amortized 48 month loan at 15.50% APR. Estimated minimum monthly payment will be lower with a 60 month term. 

Rates and terms subject to change without notice.

Received an approved personal loan offer?

Redeem quickly and easily through SimpliFi by Bank of Hawaii. If you qualified for an approved loan offer, you would have received it via USPS mail.

Ready to apply?

3 easy steps to get started

Tell us about yourself
document
Submit your application
Provide additional information as needed
What you need

Completing your application

Select “Personal Loan for Non-Homeowners” as the loan type on the application.

Apply now

 

Please gather the following items for all applicants:

  • Valid email address
  • Social Security number (or tax identification number)
  • Current paystubs for the most recent 30-day period
  • IRS Form W2 for the last 2 years
  • Federal personal income tax returns for the last 2 years (or business tax returns for self-employed)

Requirements for all applicants:

  • 18 years or older
  • Residents of Hawaii or Guam may apply online using a valid email address or at a branch.
  • Residents of Saipan and Palau must apply at a branch.

Important considerations:

  • A $50 loan fee will be financed as a part of your total loan amount. When inputting your loan amount, you will receive your approved loan amount, less $50.
  • To protect your personal information, you will receive a timeout warning after 15 minutes of inactivity.

Already applied?

Call 1-888-643-3888 to check your status.

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