If you're asking yourself, "Should I refinance?," calculating the break-even point is a good start to figure out if you'll save money on your mortgage.

Learn how a mortgage refinance, HELOC, re-amortization, or paying extra each month can help you pay off your mortgage faster.

An important step toward home ownership is understanding the home buying process. Learn the different type of mortgages to best suite your needs.

Did you know there’s more than one type of certificate of deposit—and each type of CD can support a different financial goal? Learn about the different CD accounts in our recent blog.

Certificates of Deposit are a great way to make your money work harder. But when should you invest in a CD? Learn more in our recent article.

Learn the important debt-to-income (DTI) ratio and how to leverage it to make the most of your mortgage payments.

Read about how this couple worked with Bank of Hawaii to refinance their home and the lessons that they learned that will help you.

With a little time and consistent effort you can repair your credit score with these 4 steps.

If you've got a home equity line of credit, at some point you may want to consider converting all or part of its balance into a fixed rate loan option, or FRLO.

Get your finances in order with our financial spring cleaning tips. Learn how to budget, save, and invest your money smarter today.

Have a HELOC? Some HELOCs come with a balloon payment, so it's important to have an understanding of what balloon payments are and the best ways to handle them.

Buying a house sight unseen can help you get ahead of competition and save money. Follow these tips to avoid buyer's remorse.

Learn how to save and maximize money during the back-to-school season with our guide that offers tips for getting deals on books, supplies, and other essentials.

A budget is a key piece of your financial foundation. Create a smart budget that works for your life using these three steps.

If you're a homeowner looking for ways to afford tuition and education costs, you may be able to use your home's equity. Here are three smart ways to do that.

What's the difference between an unsecured personal loan and a secured personal loan? Which one is right for you? Here's how they work.

Discover 6 smart financial moves that will strengthen your financial footing as a resident living in Hawaii.

Want to achieve your financial goals? Here's a step-by-step guide on how to set values-based goals and achieve success!

The Federal Reserve has been in the news a lot lately. But what is the Fed, really? In this blog, you’ll learn about this important organization and the role they play in our economy.

Unlock your home’s equity to help you on that home renovation or large purchase with Bank of Hawaii.