Whether you need to buy a home, refinance or access your home's equity with a HELOC we've made it easy to apply for a home loan. Get started today.

Check out our First Time Home Buyer program. View rates, learn about getting prequalified, calculate estimated monthly mortgage payments and more.

For a secure and convenient mobile banking experience learn what version you will need to update your Bank of Hawaii mobile app too. View now.

Learn about the minimum system requirements for Bank of Hawaii Online Banking and the Mobile App. 

Whether you’re a first time home buyer or buying another home we'll help you find the right mortgage loan for your needs. View rates and estimate payments.

Contact Bank of Hawaii's home loans experts with your questions about mortgages, prequalification, refinancing options and HELOCs.

Our mortgage loan officers can guide you through the home financing journey and help you find the right mortgage or loan for your needs. Meet our home lending experts.

Manage your mortgage online with our online banking experience, where you can make mortgage payments, estimate your home’s equity, and more.

Get a jumbo loan for your bigger borrowing needs whether you're purchasing or refinancing a home. View rates and apply online today.

Securely, control where, when and how your debit card is used through the Bank of Hawaii Mobile App. Get notifications if unusual activity is taking place.

Read the terms of use for Bank of Hawaii SMS text message

Access the equity in your home with a home equity line of credit (HELOC) to renovate, consolidate debt, and more. View rates and apply online today.

Use your smart phone as a digital wallet and link your debit card to make contactless purchases. Fast, Easy, Secure.

Deposit your checks online into your accounts through the safety and convenience of your mobile device within the Bank of Hawaii Mobile App.

Contactless debit cards are the safer, simpler and more secure way to pay. Learn how to use your contactless card, about digital wallet, and more.

Michelle joined Bank of Hawaii in 2006 as a Home Equity Specialist and recently joined our SimpliFi Mortgage team. Born and raised in Hawaii, she enjoys spending time with family, friends, and watching the sunset in Hawaii Nei.

Calvin Hernandez has been with Bank of Hawaii for 28 years, with the last eight years spent as a loan officer. Before joining the bank, Calvin sold and implemented enterprise software to multinational companies in Asia.

Lauren joined Bank of Hawaii as a Bank Associate after graduating from the University of Hawaii West Oahu with a BA in Business Administration, Accounting. She’s loves helping connect our customers with a home loan that’s right for them.

Desiree Julian was born and raised in Hawaii, and has been on both sides of the home buying experience as a loan officer and a real estate broker and agent.

Offering construction to permanent loan programs with the convenience of a one-time application. Interest only payments during the construction phase.