New Home Construction Loans

Looking to build a custom home?

Our interest only payments during construction is an affordable way for you to build your new home.

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Low interest-only monthly payments during construction that converts to your permanent mortgage after construction

One-time closing

Competitive fixed rates available

For owner-occupant loans up to $2,000,000


Easy one-step financing

No prepayment penalty

Available for owner-occupants, second home buyers, and State of Hawaii resident investors

Interest reserve payment option available

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Trusted Lender

In 2023, Bank of Hawaii was the No. 1 local bank in mortgage loans.+

+#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2023. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2023. Information is deemed reliable but not guaranteed.

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