New Home Construction Loans

Looking to build a custom home?

Our interest only payments during construction is an affordable way for you to build your new home.

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Assess your borrowing potential before you apply. Why get prequalified?

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Low interest-only monthly payments during construction that converts to your permanent mortgage after construction

One-time closing

Competitive fixed rates available

For owner-occupant loans up to $2,000,000


Easy one-step financing

No prepayment penalty

Available for owner-occupants, second home buyers, and State of Hawaii resident investors

Interest reserve payment option available

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Choose from in-person or phone appointments at a time and location that’s convenient for you.

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Trusted Lender

#1 in total dollars and numbers of loans made in the State of Hawaii.*

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2021. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2021. Information is deemed reliable but not guaranteed.

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