New Home Construction Loans

Looking to build a custom home?

Our interest only payments during construction is an affordable way for you to build your new home.

Ready to apply

Get started by creating an account and applying for your mortgage online.

Apply now
Resume your in-progress application

Features

Low interest-only monthly payments during construction that converts to your permanent mortgage after construction

One-time closing

Competitive fixed rates available

For owner-occupant loans up to $2,000,000

Benefits

Easy one-step financing

No prepayment penalty

Available for owner-occupants, second home buyers, and State of Hawaii resident investors

Interest reserve payment option available

Looking for construction rates?

Select a convenient way to connect below to get your personalized rate estimate and consultation from one of our loan experts.

Connect with our experts

Book an appointment

Choose from in-person or phone appointments at a time and location that’s convenient for you.

Send a message

Send us your question and one of our home loans experts will contact you.

Alt text here

Trusted Lender

#1 in total dollars and numbers of loans made in the State of Hawaii.+

+#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2022. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2022. Information is deemed reliable but not guaranteed.

You're about to exit BOH.com

Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.