Refinancing your mortgage may allow you to lower your monthly payments, take cash out & even shorten your loan term. View rates and easily apply online.

Simplify your finances together with a joint checking account. Discover features and benefits like automatic bill payments, expense tracking and more.

The Bankoh Hawaiian Airlines^® Visa® Debit Card helps you earn HawaiianMiles^® to bring you closer to your next getaway.

Bankohana bank accounts help you make the most of your money with features and benefits like higher interest rates and some waived fees.

Discover the benefits of Greenlight, a debit card and banking app designed to give parents the tools to manage and monitor spending, and empower keiki with the basics of manage money. 

Open a certificate of deposit (CD) account with competitive rates and flexible terms to maximize your savings.

Michelle joined Bank of Hawaii in 2006 as a Home Equity Specialist and recently joined our SimpliFi Mortgage team. Born and raised in Hawaii, she enjoys spending time with family, friends, and watching the sunset in Hawaii Nei.

Earn a $400 bonus and other perks when you open a new Bankohana II or III checking account and making Qualifying Direct Deposits. Enjoy benefits like preferred rates, waived fees, and more Waived

Access the equity in your home with a home equity line of credit (HELOC) to renovate, consolidate debt, and more. View rates and apply online today.

Open a Bonus Rate Savings account to earn more interest on your savings and gain access to Hawaii's largest branch and ATM network.

Earn $200 when you open a new participating savings account, deposit $7,500 of New Money, and maintain your balance for 5 months.

H Nitahara learned the mortgage business as an underwriter while working on the U.S. mainland. Before that, he spent four years living and working in Japan.

Whether you’re a first time home buyer or buying another home we'll help you find the right mortgage loan for your needs. View rates and estimate payments.

Desiree Julian was born and raised in Hawaii, and has been on both sides of the home buying experience as a loan officer and a real estate broker and agent.

Anthony specializes in mortgage loans for first-time homebuyers. Having served in a range of mortgage-related positions over his career, he has an abundance of knowledge and experience in commercial, conventional, VA and FHA mortgage loan processing, as well as closing, credit analyzing and underwriting.

Convenience Checking accounts include check writing and have no minimum balance requirement. Open an account online today!

Jennifer Gershman is a knowledgeable, seasoned loan officer who is equipped to meet and exceed the needs of her clients. Her facility with unique financing structures has made home ownership possible for numerous clients.

Jack Smyth was born and raised in Kailua, Oahu and is an active member of both the Le Jardin (Kailua) and Kamehameha Schools communities, in addition to being a KS graduate himself. Jack’s experience in the mortgage business extends to complex financing transactions, which makes him a tremendous asset to his clients.

Direct deposit is the easiest and fastest way to get paid. Never worry about losing a paper check again and get same day access to funds. Learn more.

Michelle Pellettieri was born and raised on Maui, and lives on the island’s north shore. She is knowledgeable in all aspects of mortgage lending, with 23 years of experience in originating, processing, and closing loans for Maui residents.