Offering construction to permanent loan programs with the convenience of a one-time application. Interest only payments during the construction phase.

Whether you’re planning to purchase or refinance Bank of Hawaii has a VA loan solution for you. View our competitive rates and apply online.

Open a new checking account and receive a special bonus of up to $400 when you meet promotion requirements.

Refinancing your mortgage may allow you to lower your monthly payments, take cash out & even shorten your loan term. View rates and easily apply online.

Get a jumbo loan for your bigger borrowing needs whether you're purchasing or refinancing a home. View rates and apply online today.

Michelle joined Bank of Hawaii in 2006 as a Home Equity Specialist and recently joined our SimpliFi Mortgage team. Born and raised in Hawaii, she enjoys spending time with family, friends, and watching the sunset in Hawaii Nei.

Access the equity in your home with a home equity line of credit (HELOC) to renovate, consolidate debt, and more. View rates and apply online today.

Lauren joined Bank of Hawaii as a Bank Associate after graduating from the University of Hawaii West Oahu with a BA in Business Administration, Accounting. She’s loves helping connect our customers with a home loan that’s right for them.

Whether you’re a first time home buyer or buying another home we'll help you find the right mortgage loan for your needs. View rates and estimate payments.

Kai Yamamoto prides himself on his ability to close loans smoothly, address problems up front, and complete the loan process on schedule.

Securely, control where, when and how your debit card is used through the Bank of Hawaii Mobile App. Get notifications if unusual activity is taking place.

Desiree Julian was born and raised in Hawaii, and has been on both sides of the home buying experience as a loan officer and a real estate broker and agent.

H Nitahara learned the mortgage business as an underwriter while working on the U.S. mainland. Before that, he spent four years living and working in Japan.

After 30 years as a loan officer, Dwight Bolosan is still passionate about helping his clients purchase the home of their dreams. His experience includes working with clients who require low down payment assistance, Mortgage Credit Certificates, and Hula Mae financing.

Anthony specializes in mortgage loans for first-time homebuyers. Having served in a range of mortgage-related positions over his career, he has an abundance of knowledge and experience in commercial, conventional, VA and FHA mortgage loan processing, as well as closing, credit analyzing and underwriting.

Check out our First Time Home Buyer program. View rates, learn about getting prequalified, calculate estimated monthly mortgage payments and more.

Open a certificate of deposit (CD) account with competitive rates and flexible terms to maximize your savings.

Calvin Hernandez has been with Bank of Hawaii for 28 years, with the last eight years spent as a loan officer. Before joining the bank, Calvin sold and implemented enterprise software to multinational companies in Asia.

Jack Smyth was born and raised in Kailua, Oahu and is an active member of both the Le Jardin (Kailua) and Kamehameha Schools communities, in addition to being a KS graduate himself. Jack’s experience in the mortgage business extends to complex financing transactions, which makes him a tremendous asset to his clients.

Jennifer Gershman is a knowledgeable, seasoned loan officer who is equipped to meet and exceed the needs of her clients. Her facility with unique financing structures has made home ownership possible for numerous clients.