VA Home Loans
Enjoy special rates and benefits.
For service members, veterans and qualifying family members.
Get prequalified
Assess your borrowing potential before you apply. Why get prequalified?
Get prequalified
Ready to apply?
Get started by creating an account and applying for your mortgage online.
Apply now
Resume your in-progress application
Fixed VA Mortgage Rates
| Interest Rate |
|
Annual Percentage Rate |
|
Points |
|
Down Payment |
|
Monthly Principal & Interest Payment per $100,000 borrowed |
|
|---|---|---|---|---|---|---|---|---|---|
|
30 Year - Hawaii |
6.500% | 6.843% 1 | -0.125% | 0% | $632.07 2 | ||||
|
30 Year - Guam |
6.500% | 6.843% 1 | -0.125% | 0% | $632.07 2 |
Rates for Hawaii as of 12/05/2023 and for Guam as of 12/06/2023 and can change without notice. Rate is based on a 45-day lock period for purchase transactions.
The information provided on this page is for informational and comparative purposes only. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc.
1 APR includes a 3.60% VA funding fee.
2 Payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
100% financing option available
VA funding fee can be financed
Competitive rates
Owner-occupied, single family (1-4 units)
Financing for Planned Unit Development and condominiums
No down payment required
No pre-payment penalty
Flexible guidelines
Connect with our experts
Book an appointment
Choose from in-person or phone appointments at a time and location that’s convenient for you.
Send a message
Send us your question and one of our home loans experts will contact you.
Trusted Lender
#1 in total dollars and numbers of loans made in the State of Hawaii.+
+#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2022. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2022. Information is deemed reliable but not guaranteed.
You're about to exit BOH.com
Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.