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VA Home Loans

No closing costs, no down payment.

For service members, veterans and qualifying family members.

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Fixed VA Mortgage Rates

Fixed VA Mortgage Rates
30 Year - Hawaii 1 30 Year - Guam 1
Interest Rate 2.750% 2.750%
Annual Percentage Rate 3.015%3 3.015%3
Points -0.250% -0.250%
Down Payment 0% 0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$408.242 $408.242

Rates for Hawaii as of 08/03/2021 and for Guam as of 08/04/2021 and are based on a 45-day lock period for purchase transactions.

1 Maximum loan amount $822,375
The information provided on this page is for informational and comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.30% VA funding fee.

Fixed VA Mortgage Rates

Interest Rate
2.750%
Annual Percentage Rate
3.015%3
Points
-0.250%
Down Payment
0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$408.242
Interest Rate
2.750%
Annual Percentage Rate
3.015%3
Points
-0.250%
Down Payment
0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$408.242
Interest Rate
-
Annual Percentage Rate
-
Points
-
Down Payment
-
Monthly Principal & Interest Payment
per $100,000 borrowed
-

Rates for Hawaii as of 08/03/2021 and for Guam as of 08/04/2021 and are based on a 45-day lock period for purchase transactions.

1 Maximum loan amount $822,375
The information provided on this page is for informational and comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.30% VA funding fee.

Features

100% financing option available

VA funding fee can be financed

Competitive rates

Owner-occupied, single family (1-4 units)

Financing for Planned Unit Development and condominiums

Benefits

No down payment required

No pre-payment penalty

Flexible guidelines

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Trusted Lender

#1 in total dollars and numbers of loans made in the State of Hawaii.*

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2020. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2020. Information is deemed reliable but not guaranteed.

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