VA Home Loans
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For service members, veterans and qualifying family members.
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Fixed VA Mortgage Rates
| Interest Rate |
|
Annual Percentage Rate |
|
Points |
|
Down Payment |
|
Monthly Principal & Interest Payment per $100,000 borrowed |
|
|---|---|---|---|---|---|---|---|---|---|
|
30 Year - Hawaii |
6.625% |
6.971% 1 |
-0.125% |
0% |
$640.31 2 |
||||
|
30 Year - Guam |
6.625% |
6.971% 1 |
-0.125% |
0% |
$640.31 2 |
Rates for Hawaii as of 07/07/2025 and for Guam as of 07/08/2025 and can change without notice. Rate is based on a 60-day lock period for purchase transactions.
The information provided on this page is for informational and comparative purposes only. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc.
1 APR includes a 3.30% VA funding fee.
2 Payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
100% financing option available
VA funding fee can be financed
Competitive rates for fixed rate mortgages
Owner-occupied
Financing for Single Family 1-4 units, Planned Unit Developments and VA approved condominiums
Purchase and Refinancing available including VA Interest Rate Reduction and Cash out refinancing
Low or no down payment requirements
No pre-payment penalty
Flexible guidelines
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Trusted Lender
In 2024, Bank of Hawaii was the No. 1 local bank in total loan dollars for residential loans.+
+#1 Residential Lender ranking is for total loan dollars for residential loans made by a lender in the State of Hawaii in 2024. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2024. Information is deemed reliable but not guaranteed.
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