Checking & Savings

Bonus Rate Savings

Reward yourself with a bonus rate.

minimum opening deposit of $100

Open now

Earn more while you save

Apply online today. Earn bonus interest with a deposit of at least $25 a month with no withdrawals.

WHAT YOU GET

Bonus interest in addition to regular interest when you make deposits totaling at least $25 each month and no withdrawals that month

Waived $5 monthly service fee if you meet the monthly minimum balance of $500 or when you make a deposit totaling $25 and no withdrawals for that month

Access or deposit your savings with a free ATM card

Manage your money 24/7 online and with our mobile app1

WHAT WE NEED

$100 minimum opening deposit

Accounts opened online are only available to applicants with a physical address in the 50 United States, Guam, Saipan, Palau or American Samoa (for existing customers).

Mobile Banking Service requires enrollment in Bank of Hawaii Online Banking. An internet‐enabled device is required to access Bank of Hawaii Mobile Banking App or www.boh.com. Standard data usage fees apply. Please contact your carrier for details. Text messaging fees from your wireless carrier may also apply. Your mobile device must be registered through the Bank of Hawaii Mobile Banking service enrollment process.

Earn interest.

Starting with this account.

Questions?

How do I earn the bonus interest on my Bonus Rate Savings account?

Bonus interest is earned when deposits total at least $25 and no withdrawals are made for that month.

If I do not qualify for the bonus interest, will I still earn regular interest?

Yes, you will earn regular interest for that month.

How do I know my account is earning the bonus interest vs. the regular interest?

The bonus interest will be reflected on your statement as “Bonus Int”

How do I set up a recurring transfer to deposit into this account?

Once you have successfully opened and funded your account, simply visit boh.com  and enroll in Bank of Hawaii Online Banking. Once enrolled and logged in, you may set up your recurring transfer.

How do I earn the bonus interest on my Bonus Rate Savings account?

Bonus interest is earned when deposits total at least $25 and no withdrawals are made for that month.

If I do not qualify for the bonus interest, will I still earn regular interest?

Yes, you will earn regular interest for that month.

How do I know my account is earning the bonus interest vs. the regular interest?

The bonus interest will be reflected on your statement as “Bonus Int”

How do I set up a recurring transfer to deposit into this account?

Once you have successfully opened and funded your account, simply visit boh.com  and enroll in Bank of Hawaii Online Banking. Once enrolled and logged in, you may set up your recurring transfer.

More ways to save

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The most ATMs

Make deposits, withdraw cash, and more.

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24/7 servicing

We’re always here to meet your needs.

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Security & alerts

Fraud notifications protect you in real-time.

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Security is a top priority?

Our online application process is quick and easy.

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Opening an account is fast and easy.

You'll need to have these pieces of information ready before you get started:

  • Name, social security number, date of birth (all applicants)

  • Phone number and email address

  • The bank routing number and account number to fund your account

If you’re an existing Bank of Hawaii customer, you'll want to enter your online banking login (or your debit card and PIN) on the next screen.