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More ways to help you bank.
Whether you value simplicity, convenience or earning interest, we have a bank account that’s right for you.
Compare our checking accounts
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EASE by Bank of Hawaii
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EASE by Bank of Hawaii
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Convenience Checking
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Bankohana Level I Checking
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Bankohana Premier
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| Define accounts for your different needs | |||
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A worry-free option designed for simplicity, with no overdraft fees and no check writing— helping you avoid surprises and stay in control of your spending. |
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A worry-free option designed for simplicity, with no overdraft fees and no check writing— helping you avoid surprises and stay in control of your spending. |
A simple, everyday checking account with check-writing capabilities and easy ways to waive the monthly fee—ideal for customers who want reliable, no-frills banking. |
Brings you into a relationship that includes savings, interest-bearing accounts, and preferred services — all in one package. |
Elevates every interaction with enhanced benefits, waived fees, and rewards that make managing your finances easier and more meaningful. Earn even more benefits when you qualify for Gold status. |
| Monthly service fees | |||
| $3.25 or waived with minimum average daily Ledger Balance1 of $200 or more or a Direct Deposit2 (any amount) Fee waived for accountholder while under 18 years of age3 |
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| $3.25 or waived with minimum average daily Ledger Balance1 of $200 or more or a Direct Deposit2 (any amount) Fee waived for accountholder while under 18 years of age3 |
$5 or waived with minimum average daily Ledger Balance1 of $500 or more or total minimum Direct Deposits2 of $500 |
$15 or waived with combined balances4 of $6,000+ |
Gold: Accessed with combined balances of $100,000+5 or a monthly direct deposit2 of $10,000+ (or two deposits of $5,000+) Silver: $25 or waived with combined balances of $15,000+5 |
| Minimum opening deposit | |||
| $25 | |||
| $25 | $25 | $500 | $500 |
| Waived monthly service fees on all linked accounts | |||
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| Preferred rates on Bankohana checking, savings, and CD accounts | |||
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| Interest bearing account | |||
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| Annual safe deposit box rental discount6 | |||
| 20% off all boxes |
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| Check writing | |||
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| Waived notary fees | |||
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| Waived fees on personal checks | |||
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| Waived cashier's check purchases | |||
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| Waived incoming wire fees6 | |||
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| Waived stop payment fees6 | |||
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| Mobile deposit limits | |||
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Up to $15,000 daily |
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Up to $15,000 daily |
Up to $15,000 daily |
Up to $15,000 daily |
Gold: |
| Higher transaction limits with the exclusive Bankohana Premier Visa® debit card | |||
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| Higher Zelle® transaction limits | |||
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Applicable for Gold only |
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| Waived fees on non-Bank of Hawaii ATMs in the U.S.6,7 | |||
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| Waived fees on international ATMs6,7 | |||
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Applicable for Gold only |
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| Waived international debit card transaction fees6,7 | |||
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Applicable for Gold only |
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| Preferred foreign exchange rates8 | |||
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| Waived Bankoh Home EquityLine (HELOC) annual fee | |||
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Applicable for Gold only |
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| Waived fees on your new residential mortgage applications9 | |||
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Gold: |
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1 The average daily Ledger Balance will appear on your statement as “Average balance”.
2 Direct Deposit is defined as an electronic deposit made through the ACH network to your Account by someone else, such as an employer issuing payroll or a government paying benefits made during a monthly cycle.
3 Fee waived for accountholder while under 18 years of age. Applies only for sole account ownership. Determination of eligibility is based on information given at account opening.
4 For a full list of accounts that may be used to meet the combined balance requirement, review the Bankohana Benefits and Requirements document.
5 For a full list of accounts that may be used to meet the combined balance requirement, review the Bankohana Premier Addendum.
6 You will see the fee charge on your monthly statement or online with a same day credit.
7 Credits on fees assessed by Bank of Hawai‘i, other fees assessed by the ATM operator may still apply.
8 Only when purchasing foreign paper currency.
9 Mortgage benefits apply to lender-imposed fees only and do not include third-party fees such as appraisal, credit report, title, escrow, recording, or government charges. Benefits are not available on Wholesale Mortgage Loans (loans that are originated through a third party mortgage broker) and may not be combined with any other offers or discounts. Mortgage fee benefits are determined based on Bankohana Premier status at the time of rate lock and are subject to credit approval and applicable program terms. Not all applicants will qualify. Benefits may change or be discontinued without notice.
VISA is a registered trademark of Visa International Service Association and used under license.
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Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.
Opening an account is fast and easy.
You'll need to have these pieces of information ready before you get started:
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Name, social security number, date of birth (all applicants)
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Phone number and email address
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The bank routing number and account number to fund your account
If you’re an existing Bank of Hawaii customer, please enter your online banking login (or your debit card and PIN) on the next screen.
If you’d like to take advantage of our Online Checking Promotion, remember to fund your new checking account with an initial deposit of at least $500 and make your Qualifying Direct Deposits within 60 days of account opening.
If you’d like to skip this special offer, funding requirements may vary.
If you’re an existing Bank of Hawaii customer, please enter your online banking login (or your debit card and PIN) on the next screen.
Welcome to Bankohana Premier
If you’re an existing Bank of Hawaii customer, all of the eligible accounts owned by you or your Bankohana Premier joint accountholder will be seamlessly linked to your Bankohana Premier relationship. Eligible accounts can only be linked to one Bankohana Premier or one Bankohana Level I Checking relationship.
To review your eligible accounts, meet with a Premier Banker.
