Our mortgage loan officers can guide you through the home financing journey and help you find the right mortgage or loan for your needs. Meet our home lending experts.

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Access the equity in your home with a home equity line of credit (HELOC) to renovate, consolidate debt, and more. View rates and apply online today.

With her comprehensive experience in the various areas of mortgage lending, she has helped numerous clients achieve their financial goals and fulfill their dreams of homeownership here in Hawaii.

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Whether you need to buy a home, refinance or access your home's equity with a HELOC we've made it easy to apply for a home loan. Get started today.

Kai Yamamoto prides himself on his ability to close loans smoothly, address problems up front, and complete the loan process on schedule.

Michelle Pellettieri was born and raised on Maui, and lives on the island’s north shore. She is knowledgeable in all aspects of mortgage lending, with 23 years of experience in originating, processing, and closing loans for Maui residents.

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Jack Smyth was born and raised in Kailua, Oahu and is an active member of both the Le Jardin (Kailua) and Kamehameha Schools communities, in addition to being a KS graduate himself. Jack’s experience in the mortgage business extends to complex financing transactions, which makes him a tremendous asset to his clients.

Michelle joined Bank of Hawaii in 2006 as a Home Equity Specialist and recently joined our SimpliFi Mortgage team. Born and raised in Hawaii, she enjoys spending time with family, friends, and watching the sunset in Hawaii Nei.

Calvin Hernandez has been with Bank of Hawaii for 28 years, with the last eight years spent as a loan officer. Before joining the bank, Calvin sold and implemented enterprise software to multinational companies in Asia.

Anthony specializes in mortgage loans for first-time homebuyers. Having served in a range of mortgage-related positions over his career, he has an abundance of knowledge and experience in commercial, conventional, VA and FHA mortgage loan processing, as well as closing, credit analyzing and underwriting.

Desiree Julian was born and raised in Hawaii, and has been on both sides of the home buying experience as a loan officer and a real estate broker and agent.