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Personal Loans

Bankoh Personal Loan for Homeowners

Quicker access to funds.

Leverage your home.

Home ownership is more than just taking care of a home. It’s about knowing how to leverage it. As a homeowner, you could qualify for a personal homeowner loan that gives you a higher loan amount at a lower rate. And the choice to pay over an extended period (up to 72 months) allows for the flexibility to pay on your terms.

24 & 36 Months

Bankoh Personal Loan for Homeowners

Bankoh Personal Loan for Homeowners
Low 1 High 1
Annual Percentage Rate Range 5.00% 6.00%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$438.712 $443.213

1 Interest rate is based on individual's credit report. APR range as of 8/24/2020.

2 Based on a $10,000 fully amortized 24 month loan at 5.00% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

3 Based on a $10,000 fully amortized 24 month loan at 6.00% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

Rates and terms subject to change without notice.

24 & 36 Months

Bankoh Personal Loan for Homeowners

Annual Percentage Rate Range
5.00%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$438.712
Annual Percentage Rate Range
6.00%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$443.213
Annual Percentage Rate Range
-
Estimated Minimum Monthly Payment
per $10,000 borrowed
-

1 Interest rate is based on individual's credit report. APR range as of 8/24/2020.

2 Based on a $10,000 fully amortized 24 month loan at 5.00% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

3 Based on a $10,000 fully amortized 24 month loan at 6.00% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

Rates and terms subject to change without notice.

1 Interest rate is based on individual's credit report. APR range as of 8/24/2020.

2 Based on a $10,000 fully amortized 24 month loan at 5.00% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

3 Based on a $10,000 fully amortized 24 month loan at 6.00% APR. Estimated minimum monthly payment will be lower with a 36 month term. 

Rates and terms subject to change without notice.

Read more
48, 60 & 72 Months

Bankoh Personal Loan for Homeowners

Bankoh Personal Loan for Homeowners
Low 1 High 1
Annual Percentage Rate Range 6.00% 7.00%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$234.852 $239.463

1 Interest rate is based on individual's credit report. APR range as of 8/24/2020.

2 Based on a $10,000 fully amortized 48 month loan at 6.00% APR. Estimated minimum monthly payment will be lower with a 60 or 72 month term. 

3 Based on a $10,000 fully amortized 48 month loan at 7.00% APR. Estimated minimum monthly payment will be lower with a 60 or 72 month term. 

Rates and terms subject to change without notice.

48, 60 & 72 Months

Bankoh Personal Loan for Homeowners

Annual Percentage Rate Range
6.00%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$234.852
Annual Percentage Rate Range
7.00%
Estimated Minimum Monthly Payment
per $10,000 borrowed
$239.463
Annual Percentage Rate Range
-
Estimated Minimum Monthly Payment
per $10,000 borrowed
-

1 Interest rate is based on individual's credit report. APR range as of 8/24/2020.

2 Based on a $10,000 fully amortized 48 month loan at 6.00% APR. Estimated minimum monthly payment will be lower with a 60 or 72 month term. 

3 Based on a $10,000 fully amortized 48 month loan at 7.00% APR. Estimated minimum monthly payment will be lower with a 60 or 72 month term. 

Rates and terms subject to change without notice.

1 Interest rate is based on individual's credit report. APR range as of 8/24/2020.

2 Based on a $10,000 fully amortized 48 month loan at 6.00% APR. Estimated minimum monthly payment will be lower with a 60 or 72 month term. 

3 Based on a $10,000 fully amortized 48 month loan at 7.00% APR. Estimated minimum monthly payment will be lower with a 60 or 72 month term. 

Rates and terms subject to change without notice.

Read more

Ready to apply?

3 easy steps to get started

Tell us about yourself
document
Submit your application
Provide additional information as needed
What you need

Completing your application

Select “Personal Loan for Homeowners” as the loan type on the application.

Apply now

 

Please gather the following items for all applicants:

  • Valid email address
  • Social Security number (or tax identification number)
  • Current paystubs for the most recent 30-day period
  • IRS Form W2 for the last 2 years
  • Federal personal income tax returns for the last 2 years (or business tax returns for self-employed)

Requirements for all applicants:

  • 18 years or older
  • Resident of Hawaii or Guam
  • Owns residential real estate in Hawaii or Guam1

Important considerations:

  • A $50 loan fee will be financed as a part of your total loan amount. When inputting your loan amount, you will receive your approved loan amount, less $50.
  • To protect your personal information, you will receive a timeout warning after 15 minutes of inactivity.

 

1 Property ownership will be verified after application is submitted.

Already applied?

Call 1-888-643-3888 to check your status.

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