Checking & Savings
EASE by Bank of Hawaii®
Less fees with EASE.
minimum opening deposit of $25
Open nowEASE into life with no overdraft fees1
Feel the freedom of no hidden fees. Our EASE account is paper-free, check-free, and worry-free. And if you need to come into a branch, our friendly personal service is you guessed it—always free.
You’ll also have a handy debit card, secure online and mobile banking, and free online bill pay.
WHAT YOU GET
No overdraft fees
No minimum balance requirement
Waived $3.25 monthly service fee with enrollment of online statements1
No check writing—helps avoid bounced checks
EASE by Bank of Hawaii Visa® Debit Card2
Manage your money 24/7 online and with our mobile app3
WHAT WE NEED
$25 minimum opening deposit
Physical address must be in the state of Hawaii, Guam, Saipan, Palau or American Samoa (for existing customers).
1 Please refer to the Consumer Checking and Savings Account Fee Schedule for applicable fees.
2 Debit Card Requirements and Other Restrictions:
- Must have an EASE by Bank of Hawaii account
- Must be 13 years or older
3 Mobile Banking Service requires enrollment in Bank of Hawaii Online Banking. An internet‐enabled device is required to access Bank of Hawaii Mobile Banking App or www.boh.com. Standard data usage fees apply. Please contact your carrier for details. Text messaging fees from your wireless carrier may also apply. Your mobile device must be registered through the Bank of Hawaii Mobile Banking service enrollment process.
No overdraft fees
No minimum balance requirement
Waived monthly service fee with online statements
EASE by Bank of Hawaii is certified by the Cities for Financial Empowerment Fund for meeting Bank On National Account Standards.
Go contactless
Look for this symbol 
on card readers to use the contactless feature of your debit card. It's safe, simple, and secure.
The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.
Questions?
I opened my account, now what?
Within 5-8 business days, you will receive your new EASE by Bank of Hawaii Visa® Debit Card in the mail to use at any Bank of Hawaii ATM or anywhere Visa is accepted. To make the most of your new account, visit our Online Welcome Center.
How do I enroll in Bank of Hawaii Online Banking?
Enrollment for Online Banking can be completed through a self-enrollment process here or by contacting our Customer Service Center.
How do I sign up for online bank statements?
Online Bank Statements provides customers the option to view, save or print statements. To sign up for Online Bank Statements, simply log into your Bank of Hawaii Online Banking account. Click on the “Customer Service” tab, and select ‘Document Delivery' in the Settings column. Using the drop‐down box in the ‘Delivery Method’ column, you can select online or paper statements. As a reminder, to get the monthly service fee for your account waived, sign up for Online Bank Statements within two statement cycles of opening your account. If you do not sign up for Online Bank Statements within two statement cycles of opening your account, you may sign up at any time and your monthly service fee will be waived beginning the next statement cycle.
Can I make mobile deposits to my account?
With Mobile Deposit Service, you can deposit your checks at your convenience, whether you’re out and about or relaxing at home. Learn more about Mobile Deposit Service here.
How do I sign up for direct deposit?
First, contact your payroll or personnel department and see if direct deposits is an option. If so, give your employer your Bank of Hawaii account number and routing number. Need help? Please use our EASE by Bank of Hawaii Direct Deposit Form on the Agreements and Disclosures page to guide you. For government benefits such as social security, enroll online at https://godirect.gov/gpw/ or call the Social Security Administration tollfree at 1-800-333-1795.
How do I pay my bills online?
Enroll in online banking and Bill Pay4 to make payments from anywhere. To get started, log in to your account and add the payees’ information (individuals or businesses).
I opened my account, now what?
Within 5-8 business days, you will receive your new EASE by Bank of Hawaii Visa® Debit Card in the mail to use at any Bank of Hawaii ATM or anywhere Visa is accepted. To make the most of your new account, visit our Online Welcome Center.
How do I enroll in Bank of Hawaii Online Banking?
Enrollment for Online Banking can be completed through a self-enrollment process here or by contacting our Customer Service Center.
How do I sign up for online bank statements?
Online Bank Statements provides customers the option to view, save or print statements. To sign up for Online Bank Statements, simply log into your Bank of Hawaii Online Banking account. Click on the “Customer Service” tab, and select ‘Document Delivery' in the Settings column. Using the drop‐down box in the ‘Delivery Method’ column, you can select online or paper statements. As a reminder, to get the monthly service fee for your account waived, sign up for Online Bank Statements within two statement cycles of opening your account. If you do not sign up for Online Bank Statements within two statement cycles of opening your account, you may sign up at any time and your monthly service fee will be waived beginning the next statement cycle.
Can I make mobile deposits to my account?
With Mobile Deposit Service, you can deposit your checks at your convenience, whether you’re out and about or relaxing at home. Learn more about Mobile Deposit Service here.
How do I sign up for direct deposit?
First, contact your payroll or personnel department and see if direct deposits is an option. If so, give your employer your Bank of Hawaii account number and routing number. Need help? Please use our EASE by Bank of Hawaii Direct Deposit Form on the Agreements and Disclosures page to guide you. For government benefits such as social security, enroll online at https://godirect.gov/gpw/ or call the Social Security Administration tollfree at 1-800-333-1795.
How do I pay my bills online?
Enroll in online banking and Bill Pay4 to make payments from anywhere. To get started, log in to your account and add the payees’ information (individuals or businesses).
4You must enroll in Bank of Hawaii Bill Pay to use the service on Bank of Hawaii Mobile and Online Banking.
Visa is a registered trademark of Visa International Services Association.
Manage your money on the go.
Check your balance
Pay bills & deposit checks
Send money to a friend—with Zelle®
iPhone® is a registered trademark of Apple® Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. AndroidTM is a trademark of Google Inc. Google Play and the Google Play logo are trademarks of Google Inc. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.
Opening an account is fast and easy.
You'll need to have these pieces of information ready before you get started:
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Name, social security number, date of birth (all applicants)
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Phone number and email address
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The bank routing number and account number to fund your account
If you’re an existing Bank of Hawaii customer, you'll want to enter your online banking login (or your debit card and PIN) on the next screen.