Checking & Savings

Bankohana® Level III Checking

Unlock even more features and earn better rates.
Bank of Hawaii Black Visa debit card

minimum opening deposit of $500

Checking that gives you more

We created Bankohana to reward you with a host of valuable features and fee waivers in one easy-to-manage package. It’s the account that unlocks more with higher balances.

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Interest earning checking account

Bankohana preferred interest rate

Waived $30 monthly service fee if combined balance requirement is met in qualifying related accounts

Monthly service fee waived for an exclusive Bank of Hawaii Black Visa® Debit Card with HawaiianMiles® or Bankoh Hawaiian Airlines® Visa® Debit Card

Annual fee waived for Bankoh Home EquityLine and Bankoh Personal FlexLine

Manage your money 24/7 online and with our mobile app1


$500 minimum opening deposit


$50,000 combined balance requirement in qualifying related accounts to avoid monthly service fee

1Mobile Banking Service requires enrollment in Bank of Hawaii Online Banking. An internet‐enabled device is required to access Bank of Hawaii Mobile Banking App or Standard data usage fees apply. Please contact your carrier for details. Text messaging fees from your wireless carrier may also apply. Your mobile device must be registered through the Bank of Hawaii Mobile Banking service enrollment process.

Go contactless

Look for this symbol contactless symbol on card readers to use the contactless feature of your debit card. It's safe, simple, and secure.

Contactless card with reader and symbol
The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

Bankohana Level III Checking: Outline of Basic Terms & Conditions

Learn how and when fees are assessed for Bankohana Level III Checking.

Compare our rates

See the annual percentage yields (APY) for all our accounts.

Bankohana Benefits and Requirements

Got multiple accounts with Bank of Hawaii? Our Bankohana accounts may be right for you. Learn how you can take advantage of more benefits and rewards.

Here are more options for you

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The most ATMs

Make deposits, withdraw cash, and more.

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24/7 servicing

We’re always here to meet your needs.

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Security & alerts

Fraud notifications protect you in real-time.

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Balances defined

Learn more about the different types of balances for your account.

Learn about our overdraft practices

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Opening an account is fast and easy.

You'll need to have these pieces of information ready before you get started:

  • Name, social security number, date of birth (all applicants)

  • Phone number and email address

  • The bank routing number and account number to fund your account

If you’re an existing Bank of Hawaii customer, you'll want to enter your online banking login (or your debit card and PIN) on the next screen.