Checking & Savings

Bankohana® Level I Checking

Unlock special features and earn interest.
Bank of Hawaii Visa debit card

minimum opening deposit of $500

Open now

Checking that gives you more

We created Bankohana to reward you with a host of valuable features and fee waivers in one easy-to-manage package. It’s the account that unlocks more with higher balances.


Interest earning checking account

Bankohana preferred rates

Bank of Hawaii Bill Pay service1

Waived $15 monthly service fee if combined balance requirement is met in qualifying related accounts

Manage your money 24/7 online and with our mobile app2


$500 minimum opening deposit

$6,000 combined balance requirement in qualifying related accounts to avoid monthly service fee

Accounts opened online are only available to applicants with a physical address in the 50 United States, Guam, Saipan, Palau or American Samoa (for existing customers).

You must enroll in Bank of Hawaii Bill Pay to use the service on Bank of Hawaii Mobile and Online Banking.

Mobile Banking Service requires enrollment in Bank of Hawaii Online Banking. An internet‐enabled device is required to access Bank of Hawaii Mobile Banking App or Standard data usage fees apply. Please contact your carrier for details. Text messaging fees from your wireless carrier may also apply. Your mobile device must be registered through the Bank of Hawaii Mobile Banking service enrollment process.

Go farther with 10,000 bonus HawaiianMiles

Open a Bankohana Level I Checking account online with the Bankoh Hawaiian Airlines® Visa® Debit Card and earn 10,000 HawaiianMiles after your first purchase.

Offer valid now through July 31, 2023 for new Bank of Hawaii checking account customers. Certain requirements and restrictions apply.

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Go contactless

Look for this symbol contactless symbol on card readers to use the contactless feature of your debit card. It's safe, simple, and secure.

Contactless card with reader and symbol
The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

Bankohana Level I Checking: Outline of Basic Terms & Conditions

Learn how and when fees are assessed for Bankohana Level I Checking.

Compare our rates

See the annual percentage yields (APY) for all our accounts.

Bankohana Benefits and Requirements

Got multiple accounts with Bank of Hawaii? Our Bankohana accounts may be right for you. Learn how you can take advantage of more benefits and rewards.

Here are more options for you

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The most ATMs

Make deposits, withdraw cash, and more.

Learn more
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24/7 servicing

We’re always here to meet your needs.

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Security & alerts

Fraud notifications protect you in real-time.

Learn more

Open an account today

Apply for a Bankohana Level I account. It’s fast and easy.

Balances defined

Learn more about the different types of balances for your account.

Learn about our overdraft practices

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Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.

Opening an account is fast and easy.

You'll need to have these pieces of information ready before you get started:

  • Name, social security number, date of birth (all applicants)

  • Phone number and email address

  • The bank routing number and account number to fund your account

If you’re an existing Bank of Hawaii customer, you'll want to enter your online banking login (or your debit card and PIN) on the next screen.