Bankohana Bonus Rate Savings Plus
Take advantage of high-yield savings rates.
Reward your commitment to saving. Bankohana Bonus Rate Savings Plus helps you earn preferred bonus interest when you make a $25 deposit and no withdrawals during the month.1
Plus, qualify for our Bankohana Savings Special and enjoy one of our highest savings rates for your first 90 days. See how much more your savings could earn.
Earn up to 5x more than the average savings rate*
Plus, lock in an even higher rate for the first 90-days when you qualify for our Bankohana Savings Special. See how much you can earn!
*Based on the FDIC’s National Deposits Rates for savings accounts as of 7/20/2026.
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Opening an account online is quick and easy. Follow the prompts and you’ll be done in a few minutes.
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Open your new account when and where it’s most convenient for you by booking an appointment. Our friendly team members will guide you through the process.
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Frequently asked questions
Do I need to open a Bankohana Checking account to open a Bankohana Savings or CD account?
Yes, your Bankohana Checking account will be your primary Bankohana account and is required to open a Bankohana Savings or CD account. A Bankohana Checking account requires a minimum opening deposit of $500.
How do I fund my Checking or Savings account online?
There are three methods to fund your account online:
The first method, Instant Account Verification (IAV) is an easy and convenient way for you to use the username and password of your existing account with another financial institution to verify and fund your new account on the spot.
The second method, Small Dollar Verification (SDV) verifies your new account by depositing two small deposits (less than $1 each) into your existing bank account. The deposits will appear within 1-3 business days. You will then need to log back into your new deposit account application and verify the deposit amounts to successfully open your account online.
The last method is internal funding. If you are an existing Bank of Hawaii customer, you can enter your online banking login or debit card and PIN at the beginning of the account opening process to fund your new account with funds from your existing Bank of Hawaii account.
What if I want to open my Bankohana account in a branch?
For your convenience, we recommend booking an appointment in advance to ensure you’re able to get the dedicated time you need.
How do I earn the bonus interest on my Bankohana Bonus Rate Savings account?
Bonus interest is earned on a Bankohana Bonus Rate Savings account when deposits total at least $25 and no withdrawals are made for that month.
Bonus interest is earned on a Bankohana Bonus Rate Savings Plus account when deposits total at least $100 and no withdrawals are made for that month. The minimum deposit of $100 and no withdrawals during the month are not required to receive the bonus interest rate and the combined APY for Bankohana Bonus Rate Savings Plus with $250,000 or more in balances.
I’m looking for a higher savings rate. What options do I have?
Our Bankohana Savings Special lets you take advantage of one of the highest variable rates in the local market. See how it works.
If I do not qualify for the bonus interest, will I still earn regular interest?
Yes, you will earn regular interest for that month.
How do I know my account is earning the bonus interest vs. the regular interest?
The bonus interest will be reflected on your statement as “Bonus Int”
How do I set up a recurring transfer to deposit into this account?
Once you have successfully opened and funded your account, simply visit boh.com and enroll in Bank of Hawaii Online Banking. Once enrolled and logged in, you may set up your recurring transfer.
1 To earn the bonus interest rate and combined APY for Bankohana Bonus Rate Savings Plus, you must either make a minimum deposit of $100 and no withdrawals during the monthly cycle or have an account balance of $250,000 or more. Interest rate is subject to change without notice and may change after the account is opened and funded. Fees may reduce earnings.
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Opening an account is fast and easy.
Please ensure you have the bank routing number and account number to fund your new account.
If you don’t already have a Bankohana checking account, you’ll be prompted to open one during the account opening process.
