Click here to open or close the menu
VIEW ALL MORTGAGE RATES

Lock in savings while mortgage rates are low.

Interest rates can change at any time. Apply now or contact one of our local lending experts to assist you and start down the road towards savings.

Explore loan options

Simplifi Mortgage

Low fixed-rate mortgage products

Low fixed-rate mortgage products
30 year 1 15 year 1 VA 30 year 1
Interest Rate 2.750% 2.250% 2.750%
Annual Percentage Rate 2.760% 2.338% 3.025%3
Points 0.125% 0.625% -0.125%
Down Payment 20% 20% 0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$408.242 $655.082 $408.242

Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

Simplifi Mortgage

Low fixed-rate mortgage products

Interest Rate
2.750%
Annual Percentage Rate
2.760%
Points
0.125%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$408.242
Interest Rate
2.250%
Annual Percentage Rate
2.338%
Points
0.625%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$655.082
Interest Rate
2.750%
Annual Percentage Rate
3.025%3
Points
-0.125%
Down Payment
0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$408.242

Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

Read more
JUMBO LOANS

Fixed Rate Loan Rates

Fixed Rate Loan Rates
30 Year 1 20 Year 1 15 Year 1
Interest Rate 2.750% 2.500% 2.250%
Annual Percentage Rate 2.798% 2.637% 2.410%
Points 0.625% 1.250% 1.125%
Down Payment 20% 20% 20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$408.24 $529.90 $655.08

Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 For loan amounts greater than $765,600.
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.

JUMBO LOANS

Fixed Rate Loan Rates

Interest Rate
2.750%
Annual Percentage Rate
2.798%
Points
0.625%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$408.24
Interest Rate
2.500%
Annual Percentage Rate
2.637%
Points
1.250%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$529.90
Interest Rate
2.250%
Annual Percentage Rate
2.410%
Points
1.125%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$655.08

Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 For loan amounts greater than $765,600.
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.

Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 For loan amounts greater than $765,600.
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.

Read more

Looking for Adjustable Rate Mortgages?

All of our ARM programs and rates can be found here.

View our competitive rates for Guam

Rates can change at any time. Lock in savings while rates are low.

Speak to a Loan Officer Near You

Oahu, HI

Lock in savings with a great rate today!

Your privacy

We use cookies to improve your experience on our site, show you personalized content, and analyze our traffic. By continuing to use this site, you agree to our use of cookies as described in our Online Privacy Policy.

You're about to exit BOH.com

Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.