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Simplifi Mortgage
Low fixed-rate mortgage products
| 30 year 1 | 15 year 1 | VA 30 year 1 | |
|---|---|---|---|
| Interest Rate | 2.750% | 2.250% | 2.750% |
| Annual Percentage Rate | 2.760% | 2.338% | 3.025%3 |
| Points | 0.125% | 0.625% | -0.125% |
| Down Payment | 20% | 20% | 0% |
|
Monthly Principal & Interest Payment per $100,000 borrowed |
$408.242 | $655.082 | $408.242 |
Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.
1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.
Simplifi Mortgage
Low fixed-rate mortgage products
Interest Rate
2.750%
Annual Percentage Rate
2.760%
Points
0.125%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
per $100,000 borrowed
$408.242
Interest Rate
2.250%
Annual Percentage Rate
2.338%
Points
0.625%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
per $100,000 borrowed
$655.082
Interest Rate
2.750%
Annual Percentage Rate
3.025%3
Points
-0.125%
Down Payment
0%
Monthly Principal & Interest Payment
per $100,000 borrowed
per $100,000 borrowed
$408.242
Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.
1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.
1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.
JUMBO LOANS
Fixed Rate Loan Rates
| 30 Year 1 | 20 Year 1 | 15 Year 1 | |
|---|---|---|---|
| Interest Rate | 2.750% | 2.500% | 2.250% |
| Annual Percentage Rate | 2.798% | 2.637% | 2.410% |
| Points | 0.625% | 1.250% | 1.125% |
| Down Payment | 20% | 20% | 20% |
|
Monthly Principal & Interest Payment per $100,000 borrowed |
$408.24 | $529.90 | $655.08 |
Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.
1 For loan amounts greater than $765,600.
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
JUMBO LOANS
Fixed Rate Loan Rates
Interest Rate
2.750%
Annual Percentage Rate
2.798%
Points
0.625%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
per $100,000 borrowed
$408.24
Interest Rate
2.500%
Annual Percentage Rate
2.637%
Points
1.250%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
per $100,000 borrowed
$529.90
Interest Rate
2.250%
Annual Percentage Rate
2.410%
Points
1.125%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
per $100,000 borrowed
$655.08
Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.
1 For loan amounts greater than $765,600.
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.
1 For loan amounts greater than $765,600.
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
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