Mortgage Rates
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Fixed Mortgages Rates
| 30 year 1 | 15 year 1 | VA 30 year 1 | |
|---|---|---|---|
| Interest Rate | 5.750% | 5.000% | 6.375% |
| Annual Percentage Rate | 5.948% | 5.328% | 6.767%3 |
| Points | 2.125% | 2.125% | 0.375% |
| Down Payment | 20% | 20% | 0% |
|
Monthly Principal & Interest Payment per $100,000 borrowed |
$583.572 | $790.792 | $623.872 |
Rates as of 03/17/2023 and can change without notice. Rate is based on 45-day lock for purchase transaction.
1 Maximum loan amount $1,089,300
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.
Fixed Mortgages Rates
per $100,000 borrowed
per $100,000 borrowed
per $100,000 borrowed
Rates as of 03/17/2023 and can change without notice. Rate is based on 45-day lock for purchase transaction.
1 Maximum loan amount $1,089,300
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.
Fixed Jumbo Mortgage Rates
| 30 Year 1 | 20 Year 1 | 15 Year 1 | |
|---|---|---|---|
| Interest Rate | 5.125% | 4.875% | 4.375% |
| Annual Percentage Rate | 5.316% | 5.101% | 4.697% |
| Points | 2.125% | 1.875% | 2.125% |
| Down Payment | 20% | 20% | 20% |
|
Monthly Principal & Interest Payment per $100,000 borrowed |
$544.49 | $653.07 | $758.62 |
Rates as of 03/17/2023 and can change without notice. Rate is based on 45-day lock for purchase transaction.
1 For loan amounts greater than $1,089,300.
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
Fixed Jumbo Mortgage Rates
per $100,000 borrowed
per $100,000 borrowed
per $100,000 borrowed
Rates as of 03/17/2023 and can change without notice. Rate is based on 45-day lock for purchase transaction.
1 For loan amounts greater than $1,089,300.
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
Fixed VA Mortgage Rates
| 30 Year - Hawaii 1 | 30 Year - Guam 1 | |
|---|---|---|
| Interest Rate | 6.375% | 6.375% |
| Annual Percentage Rate | 6.767%3 | 6.767%3 |
| Points | 0.375% | 0.375% |
| Down Payment | 0% | 0% |
|
Monthly Principal & Interest Payment per $100,000 borrowed |
$623.872 | $623.872 |
Rates for Hawaii as of 03/17/2023 and for Guam as of 03/20/2023 and are based on a 45-day lock period for purchase transactions.
1 Maximum loan amount $1,089,300
2 The information provided on this page is for informational and comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.30% VA funding fee.
Fixed VA Mortgage Rates
per $100,000 borrowed
per $100,000 borrowed
per $100,000 borrowed
Rates for Hawaii as of 03/17/2023 and for Guam as of 03/20/2023 and are based on a 45-day lock period for purchase transactions.
1 Maximum loan amount $1,089,300
2 The information provided on this page is for informational and comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.30% VA funding fee.
Fixed Mortgage Rates for Guam
| 30 Year 1 | 15 Year 1 | VA 30 Year 1 | |
|---|---|---|---|
| Interest Rate | 5.875% | 5.125% | 6.375% |
| Annual Percentage Rate | 6.051% | 5.454% | 6.767%3 |
| Points | 1.875% | 2.125% | 0.375% |
| Down payment | 20% | 20% | 0% |
|
Monthly Principal & Interest Payment per $100,000 borrowed |
$591.542 | $797.322 | $623.872 |
Rates as of 03/20/2023 and can change without notice. Rate is based on 45-day lock for purchase transaction
1 Maximum loan amount $1,089,300
2 The information provided on this page is for informational and comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.
Fixed Mortgage Rates for Guam
per $100,000 borrowed
per $100,000 borrowed
per $100,000 borrowed
Rates as of 03/20/2023 and can change without notice. Rate is based on 45-day lock for purchase transaction
1 Maximum loan amount $1,089,300
2 The information provided on this page is for informational and comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.
Adjustable Mortgage Rates
| 5/6 ARM 1 | 7/6 ARM 1 | 10/6 ARM 1 | |
|---|---|---|---|
| Interest Rate | 4.625% | 4.750% | 4.875% |
| Annual Percentage Rate | 6.008% | 5.908% | 5.756% |
| Time Initial Rate is Fixed | 5 years | 7 years | 10 years |
| Points | 2.375% | 2.375% | 2.375% |
|
Monthly Principal & Interest Payment per $100,000 borrowed |
$514.142 | $521.652 | $529.212 |
| Current Adjusted Rate | 7.250% | 7.250% | 7.250% |
| Current Adjusted Payment | $682.18 | $682.18 | $682.18 |
| Reset Period | 6 months | 6 months | 6 months |
| First Change Cap | +2% / -2% | +5% / -5% | +5% / -5% |
| Subsequent Change Cap | +1% / -1% | +1% / -1% | +1% / -1% |
| Maximum Life Time Caps Over Initial Interest Rate | 5% | 5% | 5% |
| Floor Rate | 2.75% | 2.75% | 2.75% |
Interest Rates effective 03/17/2023 and are based on a 45-day lock period for purchase transactions.
1Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease every 6 months according to the then current index.
2Monthly payments are per $100,000 borrowed and do not include additional costs such as taxes and insurance. Actual monthly payment will be greater.
3Since the index in the future is unknown, the Current Adjusted Interest Rate and Current Adjusted Payment are based on the current index plus the margin at the time of the effective date shown above, and are only an example of what your rate and payment would be if your loan adjustment date was the date shown above. The Adjusted Interest Rate and Adjusted Payment may differ when the term for your initial rate expires. Your mortgage will change on the adjustment dates and will be equal to an index, which is based on the 30 Day Average of the Secured Overnight Funding Rate (SOFR) as published daily by the Federal Reserve Bank of New York, plus a margin of 2.75%. For more information on the SOFR index, please visit the Federal Reserve Bank of New York.
Adjustable Mortgage Rates
per $100,000 borrowed
per $100,000 borrowed
per $100,000 borrowed
Interest Rates effective 03/17/2023 and are based on a 45-day lock period for purchase transactions.
1Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease every 6 months according to the then current index.
2Monthly payments are per $100,000 borrowed and do not include additional costs such as taxes and insurance. Actual monthly payment will be greater.
3Since the index in the future is unknown, the Current Adjusted Interest Rate and Current Adjusted Payment are based on the current index plus the margin at the time of the effective date shown above, and are only an example of what your rate and payment would be if your loan adjustment date was the date shown above. The Adjusted Interest Rate and Adjusted Payment may differ when the term for your initial rate expires. Your mortgage will change on the adjustment dates and will be equal to an index, which is based on the 30 Day Average of the Secured Overnight Funding Rate (SOFR) as published daily by the Federal Reserve Bank of New York, plus a margin of 2.75%. For more information on the SOFR index, please visit the Federal Reserve Bank of New York.
Adjustable Jumbo Mortgage Rates
| 5/6 ARM 1 | 7/6 ARM 1 | 10/6 ARM 1 | |
|---|---|---|---|
| Interest Rate | 4.625% | 4.750% | 4.875% |
| Annual Percentage Rate | 6.008% | 5.908% | 5.756% |
| Time Initial Rate is Fixed | 5 Years | 7 Years | 10 Years |
| Points | 2.375% | 2.375% | 2.375% |
|
Monthly Principal & Interest Payment per $100,000 borrowed |
$514.142 | $521.652 | $529.212 |
| Current Adjusted Rate | 7.250% | 7.250% | 7.250% |
| Current Adjusted Payment | $682.18 | $682.18 | $682.18 |
| Reset Period | 6 months | 6 months | 6 months |
| First Change Cap | +2% / -2% | +5% / -5% | +5% / -5% |
| Subsequent Change cap | +1% / -1% | +1% / -1% | +1% / -1% |
| Maximum Life Time Caps Over Initial Interest Rate | 5% | 5% | 5% |
| Floor Rate | 2.75% | 2.75% | 2.75% |
Interest Rates effective 03/17/2023 and are based on a 45-day lock period for purchase transactions.
For loan amounts greater than $1,089,300
1Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the then current index.
2Monthly payments are per $100,000 borrowed and do not include additional costs such as taxes and insurance. Actual monthly payment will be greater.
3Since the index in the future is unknown, the Current Adjusted Interest Rate and Current Adjusted Payment are based on the current index plus the margin at the time of the effective date shown above, and are only an example of what your rate and payment would be if your loan adjustment date was the date shown above. The Adjusted Interest Rate and Adjusted Payment may differ when the term for your initial rate expires. Your mortgage will change on the adjustment dates and will be equal to an index, which is based on the 30 Day Average of the Secured Overnight Funding Rate (SOFR) as published daily by the Federal Reserve Bank of New York, plus a margin of 2.75%. For more information on the SOFR index, please visit the Federal Reserve Bank of New York.
Adjustable Jumbo Mortgage Rates
per $100,000 borrowed
per $100,000 borrowed
per $100,000 borrowed
Interest Rates effective 03/17/2023 and are based on a 45-day lock period for purchase transactions.
For loan amounts greater than $1,089,300
1Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the then current index.
2Monthly payments are per $100,000 borrowed and do not include additional costs such as taxes and insurance. Actual monthly payment will be greater.
3Since the index in the future is unknown, the Current Adjusted Interest Rate and Current Adjusted Payment are based on the current index plus the margin at the time of the effective date shown above, and are only an example of what your rate and payment would be if your loan adjustment date was the date shown above. The Adjusted Interest Rate and Adjusted Payment may differ when the term for your initial rate expires. Your mortgage will change on the adjustment dates and will be equal to an index, which is based on the 30 Day Average of the Secured Overnight Funding Rate (SOFR) as published daily by the Federal Reserve Bank of New York, plus a margin of 2.75%. For more information on the SOFR index, please visit the Federal Reserve Bank of New York.
Adjustable Mortgage Rates for Guam
| 5/6 ARM 1 | 7/6 ARM 1 | 10/6 ARM 1 | |
|---|---|---|---|
| Interest Rate | 4.625% | 4.750% | 4.875% |
| Annual Percentage Rate | 6.008% | 5.908% | 5.756% |
| Time Initial Rate is Fixed | 5 years | 7 years | 10 years |
| Points | 2.375% | 2.375% | 2.375% |
|
Monthly Principal & Interest payment per $100,000 borrowed |
$514.142 | $521.652 | $529.212 |
| Current Adjusted Rate | 7.250% | 7.250% | 7.250% |
| Current Adjusted Payment | $682.18 | $682.18 | $682.18 |
| Reset Period | 6 months | 6 months | 6 months |
| First Change Cap | +2% / -2% | +5% / -5% | +5% / -5% |
| Subsequent Change Cap | +1% / -1% | +1% / -1% | +1% / -1% |
| Maximum Life Time Caps Over Initial Interest Rate | 5% | 5% | 5% |
| Floor Rate | 2.75% | 2.75% | 2.75% |
Interest Rates effective 03/20/2023 and are based on a 45-day lock period for purchase transactions.
1Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease every 6 months according to the then current index.
2Monthly payments are per $100,000 borrowed and do not include additional costs such as taxes and insurance. Actual monthly payment will be greater.
3Since the index in the future is unknown, the Current Adjusted Interest Rate and Current Adjusted Payment are based on the current index plus the margin at the time of the effective date shown above, and are only an example of what your rate and payment would be if your loan adjustment date was the date shown above. The Adjusted Interest Rate and Adjusted Payment may differ when the term for your initial rate expires. Your mortgage will change on the adjustment dates and will be equal to an index, which is based on the 30 Day Average of the Secured Overnight Funding Rate (SOFR) as published daily by the Federal Reserve Bank of New York, plus a margin of 2.75%. For more information on the SOFR index, please visit the Federal Reserve Bank of New York .
Adjustable Mortgage Rates for Guam
per $100,000 borrowed
per $100,000 borrowed
per $100,000 borrowed
Interest Rates effective 03/20/2023 and are based on a 45-day lock period for purchase transactions.
1Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease every 6 months according to the then current index.
2Monthly payments are per $100,000 borrowed and do not include additional costs such as taxes and insurance. Actual monthly payment will be greater.
3Since the index in the future is unknown, the Current Adjusted Interest Rate and Current Adjusted Payment are based on the current index plus the margin at the time of the effective date shown above, and are only an example of what your rate and payment would be if your loan adjustment date was the date shown above. The Adjusted Interest Rate and Adjusted Payment may differ when the term for your initial rate expires. Your mortgage will change on the adjustment dates and will be equal to an index, which is based on the 30 Day Average of the Secured Overnight Funding Rate (SOFR) as published daily by the Federal Reserve Bank of New York, plus a margin of 2.75%. For more information on the SOFR index, please visit the Federal Reserve Bank of New York .
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