Home Loans
Transforming dreams into reality
From updating your current home to finding a new one and everything in between.
Mortgage
Whether you’re buying a home or investing in a new property, we can help.
Refinance
Lower your payments, shorten your loan term or tap into your home equity.
HELOC
A smart way to pay for life’s big expenses, or even to refinance your existing mortgage.
Already have a home loan? Make a one-time payment.
Use your checking or savings account from any bank in the US.

SimpliFi by Bank of Hawaii is a better experience when applying for your home loan. Our online application is safe, fast and easy. Not only can you work on your application on your own time, but you'll be able to work one-on-one with a trusted loan officer through the process.
Welcome Home
Have questions about buying and owning a home? Come on in. We've got answers.
How to buy a home in Hawaii
The key to buying a home in Hawaii is being prepared; we have a few tips for finding a home in our seller’s market.
The Complete Guide to Buying a Home in Hawaii
The Complete Guide to Refinancing a Home in Hawaii
Connect with our experts
Book an appointment
Choose from in-person or phone appointments at a time and location that’s convenient for you.
Send a message
Send us your question and one of our home loans experts will contact you.
Trusted Lender
In 2025, Bank of Hawaiʻi was the No. 1 overall residential real estate lender in the state.+
+In number and dollars of residential real estate loans originated in 2025, using data from the Hawaii Bureau of Conveyances.
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