Convenience Checking

minimum opening deposit of $25
Open nowBank anywhere, apply right here
You can bank where you want, when you want, when you open this convenient account. You’ll get access to online and mobile banking to manage your account from almost anywhere. Plus, you’ll get a contactless Visa® Debit Card to use for your purchases, or to access our large ATM network, and it’s easier than ever to apply online.
No minimum balance requirement
Waived $3.25 monthly service fee with enrollment of online statements1
Bank of Hawaii Visa® Debit Card2
Manage your money 24/7 online and with our mobile app3
$25 minimum opening deposit
Accounts opened online are only available to applicants with a physical address in the 50 United States, Guam, Saipan, Palau or American Samoa (for existing customers).
1 Please refer to the Consumer Checking and Savings Account Fee Schedule for applicable fees.
2 Debit Card Requirements and Other Restrictions:
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Must have a Bank of Hawaii checking account
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Must be 16 years or older
3 Mobile Banking Service requires enrollment in Bank of Hawaii Online Banking. An internet‐enabled device is required to access Bank of Hawaii Mobile Banking App or www.boh.com. Standard data usage fees apply. Please contact your carrier for details. Text messaging fees from your wireless carrier may also apply. Your mobile device must be registered through the Bank of Hawaii Mobile Banking service enrollment process.
Go contactless
Look for this symbol on card readers to use the contactless feature of your debit card. It's safe, simple, and secure.

The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.
Questions?
How do I enroll in Bank of Hawaii Online Banking?
Enrollment for Bank of Hawaii Online Banking can be completed through a self‐enrollment process by visiting our website at www.boh.com or by contacting our Customer Service Center.
Can I make mobile deposits to my account?
With Mobile Deposit Service, you can deposit your checks at your convenience, whether you’re out and about or relaxing at home. Learn more about Mobile Deposit Service here.
How do I sign up for direct deposit?
To find out if direct deposit service is available through your employer, contact your payroll or personnel department. If your employer offers this service, give your employer the Bank of Hawaii account number and routing number which can be found on your reference card. For Social Security/Supplemental Security or other federal government income, call the Social Security Administration toll free at 1‐800‐333-1795 or visit one of our branches. For other types of payments, contact the payer.
How do I pay my bills online?
Bank of Hawaii Bill Pay4 makes paying your bills easy and convenient. All you need to do is add your payees information (individuals or businesses); then you can make a payment from your computer or your mobile device anytime, anywhere! You can cancel the service at any time.
How do I enroll in Bank of Hawaii Online Banking?
Enrollment for Bank of Hawaii Online Banking can be completed through a self‐enrollment process by visiting our website at www.boh.com or by contacting our Customer Service Center.
Can I make mobile deposits to my account?
With Mobile Deposit Service, you can deposit your checks at your convenience, whether you’re out and about or relaxing at home. Learn more about Mobile Deposit Service here.
How do I sign up for direct deposit?
To find out if direct deposit service is available through your employer, contact your payroll or personnel department. If your employer offers this service, give your employer the Bank of Hawaii account number and routing number which can be found on your reference card. For Social Security/Supplemental Security or other federal government income, call the Social Security Administration toll free at 1‐800‐333-1795 or visit one of our branches. For other types of payments, contact the payer.
How do I pay my bills online?
Bank of Hawaii Bill Pay4 makes paying your bills easy and convenient. All you need to do is add your payees information (individuals or businesses); then you can make a payment from your computer or your mobile device anytime, anywhere! You can cancel the service at any time.
4You must enroll in Bank of Hawaii Bill Pay to use the service on Bank of Hawaii Mobile and Online Banking.

Manage your money on the go.
Check your balance
Pay bills & deposit checks
Send money to a friend—with Zelle®
iPhone® is a registered trademark of Apple® Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. AndroidTM is a trademark of Google Inc. Google Play and the Google Play logo are trademarks of Google Inc. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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Our online application process is quick and easy.Balances defined
Learn more about the different types of balances for your account.Learn about our overdraft practices
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Opening an account is fast and easy.
You'll need to have these pieces of information ready before you get started:
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Name, social security number, date of birth (all applicants)
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Phone number and email address
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The bank routing number and account number to fund your account
If you’re an existing Bank of Hawaii customer, you'll want to enter your online banking login (or your debit card and PIN) on the next screen.