Helping you save more for the things that matter.
Earn more on your savings with some of our best CD rates.
We have competitive rates to help you maximize your savings
As your trusted financial partner, we’re here to make sure your money is working harder for you. Are you saving for a down payment for a home or a bucket list trip? Save with confidence with a Certificate of Deposit (CD). You can earn higher rates and pick terms that fit your needs. It’s just one more way we’re helping you Live your Happy.
Why choose a CD?
High rates and a choice of terms
Steady growth
Safe and secure from a trusted local bank
Online CD* Special Rates
- Regular CD
- Bankohana CD
| $5,000 or more2 | |
|---|---|
| 6 Month APY1 | 3.00% |
| 12 Month APY1 | 3.50% |
*Bank of Hawaii Time Deposit Account
1Annual Percentage Yield (APY) is fixed for the term of the CD and based on the date when funds are received. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Fees may reduce earnings on the account. CDs automatically renew on the maturity date for the same term at the rate then in effect for accounts of the same type, amount and term. APYs are accurate as of 5/2/2023 and are subject to change without notice. Opening date and effective rate (corresponding APY) are based on when funds are received in its entirety. Applicable APY may be lower if account is funded at a later date. Rates not applicable to retirement accounts. The products listed above may not be available to all customers or to all areas that Bank of Hawaii serves. Some restrictions apply.
2To be a qualifying deposit, a minimum of $5,000 must be from another financial institution. For a CD opened online, the entire qualifying deposit must be funded from an external financial institution and is limited to amounts less than $100,000.
| $5,000 or more2 | |
|---|---|
| 6 Month APY1 | 3.25% |
| 12 Month APY1 | 3.75% |
*Bank of Hawaii Time Deposit Account
1Annual Percentage Yield (APY) is fixed for the term of the CD and based on the date when funds are received. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Fees may reduce earnings on the account. CDs automatically renew on the maturity date for the same term at the rate then in effect for accounts of the same type, amount and term. APYs are accurate as of 5/2/2023 and are subject to change without notice. Opening date and effective rate (corresponding APY) are based on when funds are received in its entirety. Applicable APY may be lower if account is funded at a later date. If you do not have an existing Bankohana checking account, one is required and can be opened with your CD. Rates not applicable to retirement accounts. The products listed above may not be available to all customers or to all areas that Bank of Hawaii serves. Some restrictions apply.
2To be a qualifying deposit, a minimum of $5,000 must be from another financial institution. For a CD opened online, the entire qualifying deposit must be funded from an external financial institution and is limited to amounts less than $100,000.
Open a Regular CD
New or existing customers can earn 3.50% APY1 on a 12-month CD with a minimum balance and qualifying deposit of $5,0002.
Open a Bankohana CD
New or existing Bankohana customers can earn 3.75% APY on a 12-month CD with a minimum balance and qualifying deposit of $5,0002.
*Bank of Hawaii Time Deposit Account
1Annual Percentage Yield (APY) is fixed for the term of the CD and based on the date when funds are received. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Fees may reduce earnings on the account. CDs automatically renew on the maturity date for the same term at the rate then in effect for accounts of the same type, amount and term. APYs are accurate as of 5/2/2023 and are subject to change without notice. Opening date and effective rate (corresponding APY) are based on when funds are received in its entirety. Applicable APY may be lower if account is funded at a later date. If you do not have an existing Bankohana checking account, one is required and can be opened with your CD. Rates not applicable to retirement accounts. The products listed above may not be available to all customers or to all areas that Bank of Hawaii serves. Some restrictions apply.
2To be a qualifying deposit, a minimum of $5,000 must be from another financial institution. For a CD opened online, the entire qualifying deposit must be funded from an external financial institution and is limited to amounts less than $100,000.
Is a CD a good option for you?
There are plenty of ways to invest your savings. We’ll help you understand your options to help you find the account that aligns with your financial goals.
Bank of Hawaii Among “America’s Most Trustworthy Companies”
For the second consecutive year, Bank of Hawaii is named on a national ranking of “Most Trustworthy Companies in America” by Newsweek and is the only business in Hawaii to appear on the list.
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Opening an account is fast and easy.
You'll need to have these pieces of information ready before you get started:
-
Name, social security number, date of birth (all applicants)
-
Phone number and email address
-
The bank routing number and account number to fund your account
If you’re an existing Bank of Hawaii customer, you'll want to enter your online banking login (or your debit card and PIN) on the next screen.
Opening an account is fast and easy.
Bankohana customers can earn preferred pricing on Bankohana CDs. If you don’t already have a Bankohana checking account, you’ll be prompted to open one during the account opening process. You'll need to have these pieces of information ready before you get started:
-
Name, social security number, date of birth (all applicants)
-
Phone number and email address
-
The bank routing number and account number to fund your account
If you’re an existing Bank of Hawaii customer, you'll want to enter your online banking login (or your debit card and PIN) on the next screen.