Higher rates from the bank rated higher on trust.
Secure your savings somewhere you can trust.
During times of economic uncertainty, you can be sure about one thing– your money is safe with us. If you’re looking for a way to earn competitive rates on your savings, consider a Certificate of Deposit (CD) from Bank of Hawaii. We have 6 or 12 month terms available online so you can choose what works best for you. Even better—enjoy exclusive CD rates when you open an account online with SimpliFi by Bank of Hawaii.
Why choose a CD?
Higher, competitive rates
Steady growth
Safe and Secure
Online CD Rates*
- Regular CD
- Bankohana CD
| $10,000-$24,9992 |
|
$25,000-$99,9992 |
|
$100,000 or more2 | |
|---|---|---|---|---|---|
| 6 Month APY1 | 0.85% | 0.95% | 1.10% | ||
| 12 Month APY1 | 1.25% | 1.40% | 1.60% |
* For Bank of Hawaii Time Deposit Accounts (CDs) opened online, the entire minimum deposit amount must be funded from an external financial institution. If you do not have an existing Bankohana account, one can be opened online with your CD. Rates not applicable to retirement accounts.
1 Annual Percentage Yield (APY) is guaranteed for the term of the CD and based on the date when funds are received. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Fees may reduce earnings on the account. CDs automatically renew on the maturity date for the same term at the rate then in effect for accounts of the same type, amount and term. APY on 6 month and 12 month rates are accurate as of 8/18/2022 and are subject to change without notice. Opening date and effective rate (corresponding APY) are based on when funds are received in its entirety from an external financial institution. Applicable APY may be lower if account is funded at a later date. The products listed above may not be available to all customers or to all areas that Bank of Hawaii serves. Some restrictions apply.
2 Minimum deposit amount required to receive corresponding APY.
| $10,000-$24,9992 |
|
$25,000-$99,9992 |
|
$100,000 or more2 | |
|---|---|---|---|---|---|
| 6 Month APY1 | 0.90% | 1.00% | 1.15% | ||
| 12 Month APY1 | 1.35% | 1.50% | 1.65% |
* For Bank of Hawaii Time Deposit Accounts (CDs) opened online, the entire minimum deposit amount must be funded from an external financial institution. If you do not have an existing Bankohana account, one can be opened online with your CD. Rates not applicable to retirement accounts.
1 Annual Percentage Yield (APY) is guaranteed for the term of the CD and based on the date when funds are received. An early withdrawal penalty may be imposed if withdrawal occurs before maturity. Fees may reduce earnings on the account. CDs automatically renew on the maturity date for the same term at the rate then in effect for accounts of the same type, amount and term. APY on 6 month and 12 month rates are accurate as of 8/18/2022 and are subject to change without notice. Opening date and effective rate (corresponding APY) are based on when funds are received in its entirety from an external financial institution. Applicable APY may be lower if account is funded at a later date. The products listed above may not be available to all customers or to all areas that Bank of Hawaii serves. Some restrictions apply.
2 Minimum deposit amount required to receive corresponding APY.
Ready to get started?
Opening a CD online is easy and only takes a few minutes. Here’s what you’ll need:
- Your personal information (such as legal name, social security number, date of birth)
- A driver’s license or identification card
- The bank routing number and account number where we will draw your money from to fund your CD
- If you’re an existing Bank of Hawaii customer, please also have your online banking login or debit card and PIN available
Open a Regular CD
New or existing non-Bankohana customers
Open a Bankohana CD
New or existing Bankohana customers
Is a CD a good option for you?
There are plenty of ways to invest your savings. We’ll help you understand your options to help you find the account that aligns with your financial goals.
Bank of Hawaii Among “America’s Most Trusted Companies”
Bank of Hawaii was ranked No.3 among America’s Most Trusted Companies in the banking industry category, and the only local bank to make Newsweek’s list in 2022.
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