Bankohana gets even better with Bankohana Premier

Upgrade your existing Bankohana Level II or III to Bankohana Premier—without even changing your account number.

Moving to Bankohana Premier is designed to be seamless.

There's no need to open a new account, change account numbers, update automatic payments, or switch direct deposits. Simply confirm you'd like to upgrade, and we'll take care of the rest.

Bankohana Premier was built especially for you.

Inspired by what Bankohana customers love most, Bankohana Premier takes your experience even further. You'll enjoy new benefits and thoughtful enhancements designed to be more rewarding and make managing your finances easier than ever.

You can enjoy Bankohana Premier benefits across all of your linked accounts so your entire relationship is rewarded.

Your Bankohana Premier combined balance is expanded to include non-Bankohana checking, savings, and CD accounts, plus qualifying investments^1,2. Lending balances are not included.

You’re always earning the highest status you’re eligible for. If you qualify for higher benefits, we’ll automatically upgrade you to a higher status. We’ve got you!

Premier benefits grow with you

When you upgrade to Bankohana Premier, you’re never locked into a specific status, so you have the flexibility you need when life happens. Plus, Bankohana Premier benefits extend across all your eligible, owned accounts—and your combined balances across all your eligible, owned accounts count toward your status.

When we say we value your relationship, we mean it

With Bankohana Premier, you’ll automatically share your Premier Status across all your across your linked accounts, giving all of your eligible accounts access to valuable banking perks.

Shared Account Benefits

Banking services & account benefits

Access to preferred rates on Bankohana checking, savings, and CD accounts

Waived monthly service fees on all linked deposit accounts

Waived fees on incoming wires¹

Transactions and payments

Waived fees on stop payment fees¹

Discounted safe box rental fees¹

Waived fees on personal check orders

Waived fees on cashier’s check purchases

Waived fees on international debit card transactions¹

ATM services

Waived fees on non-Bank of Hawaii ATMs fees in the U.S.^1,2

Waived fees on international ATM transactions^1,2

Access to preferred rates on Bankohana checking, savings, and CD accounts
Waived monthly service fees on all linked deposit accounts: Excludes Bankohana Premier checking if balance requirements are not met
Waived fees on incoming wires¹
Waived fees on stop payment fees¹
Discounted safe box rental fees¹: 20% off
Waived fees on personal check orders
Waived fees on cashier’s check purchases
Waived fees on international debit card transactions¹
Waived fees on non-Bank of Hawaii ATMs fees in the U.S.^1,2
Waived fees on international ATM transactions^1,2

Access to preferred rates on Bankohana checking, savings, and CD accounts
Waived monthly service fees on all linked deposit accounts
Waived fees on incoming wires¹
Waived fees on stop payment fees¹
Discounted safe box rental fees¹: 20% off
Waived fees on personal check orders
Waived fees on cashier’s check purchases
Waived fees on international debit card transactions¹
Waived fees on non-Bank of Hawaii ATMs fees in the U.S.^1,2
Waived fees on international ATM transactions^1,2

Upgrading to Premier is easy

You can upgrade your existing Bankohana Level II or III Checking account to Bankohana Premier without even changing your account number. And, as a welcome, new Premier members enjoy complimentary Gold status for three statement cycles so you can experience everything Bankohana Premier has to offer.

After that, your status is based on the combined balances of your eligible deposit and investment^3,4 accounts, to ensure the full value of your relationship counts towards your status. These linked accounts can also receive perks earned by your status.

We understand balances fluctuate. If you meet the requirements for a higher status, you’ll move up in the next statement cycle. If you don’t meet the requirements, you’ll get to keep your current status for three consecutive statement cycles, before your status is transitioned down.

Get started with Bankohana Premier

Upgrade your current Convenience or Bankohana checking account to Bankohana Premier – making it easy to earn the benefits without changing your account number.

Book an appointment

Want to learn more about Bankohana Premier or discuss your options? Connect with a Premier Banker.

If you would prefer to open a new account instead of upgrading your existing account, you can open in-person at a nearby branch or online.

Talk to us about your options.

Get the most out of your banking relationship—our team can help.

Book an appointment

Explore benefits

View your current benefits and discover the Bankohana Premier difference.

Bankohana Level II Checking

Eligibility and Fees

How to qualify

Monthly service fee

Banking benefits

Access to preferred rates on Bankohana checking, savings, and CD accounts

Preferred foreign exchange rates⁷

Waived fees on notary services

Discounted safe box rental fees

Waived fees on mortgage applications⁶

Higher transaction limits with the exclusive Bankohana Premier Visa® debit card

Waived Bankoh Home EquityLine (HELOC) annual fee

Higher Zelle® and mobile deposit transaction limits

Expedited support through our Bank of Hawaii customer service call line

Benefits Beyond Bankohana

Waived monthly service fees on all linked deposit accounts

Waived fees on personal check orders

Waived fees on cashier’s check purchases

Waived fees on stop payments¹

Waived fees on incoming wires

Waived fees on non-Bank of Hawaii ATMs fees in the U.S.^1,2

Waived fees on international ATM transactions^1,2

Waived fees on international debit card transactions¹

How to qualify: New accounts are not available
Monthly service fee: $25 monthly service fee or waived with $20,000+ in combined deposit, investment⁵, and select home loan balances
Access to preferred rates on Bankohana checking, savings, and CD accounts
Preferred foreign exchange rates⁷
Waived fees on notary services
Discounted safe box rental fees: $30 off one box
Waived fees on mortgage applications⁶
Higher transaction limits with the exclusive Bankohana Premier Visa® debit card
Waived Bankoh Home EquityLine (HELOC) annual fee
Higher Zelle® and mobile deposit transaction limits
Expedited support through our Bank of Hawaii customer service call line
Waived monthly service fees on all linked deposit accounts
Waived fees on personal check orders
Waived fees on cashier’s check purchases
Waived fees on stop payments¹
Waived fees on incoming wires
Waived fees on non-Bank of Hawaii ATMs fees in the U.S.^1,2
Waived fees on international ATM transactions^1,2
Waived fees on international debit card transactions¹

How to qualify: Earn Silver status benefits by being a Bankohana Premier member
Monthly service fee: $25 monthly service fee or waived with $15,000+ in combined deposit and investment^3,4 balances
Access to preferred rates on Bankohana checking, savings, and CD accounts
Preferred foreign exchange rates⁷
Waived fees on notary services
Discounted safe box rental fees: 20% off multiple boxes
Waived fees on mortgage applications⁶: Waived document prep fees, up to $500 value
Higher transaction limits with the exclusive Bankohana Premier Visa® debit card
Waived Bankoh Home EquityLine (HELOC) annual fee
Higher Zelle® and mobile deposit transaction limits
Expedited support through our Bank of Hawaii customer service call line
Waived monthly service fees on all linked deposit accounts: Excludes Bankohana Premier checking if balance requirements are not met
Waived fees on personal check orders
Waived fees on cashier’s check purchases
Waived fees on stop payments¹
Waived fees on incoming wires
Waived fees on non-Bank of Hawaii ATMs fees in the U.S.^1,2
Waived fees on international ATM transactions^1,2
Waived fees on international debit card transactions¹

How to qualify: Unlocked when you have $100,000+ in combined deposit and investment^3,4 balances or monthly direct deposits of $10,000+ (or two $5,000+ deposits)
Monthly service fee: None
Access to preferred rates on Bankohana checking, savings, and CD accounts
Preferred foreign exchange rates⁷
Waived fees on notary services
Discounted safe box rental fees: 20% off multiple boxes
Waived fees on mortgage applications⁶: Waived document prep, application, and underwriting fees, up to $1,250 value
Higher transaction limits with the exclusive Bankohana Premier Visa® debit card
Waived Bankoh Home EquityLine (HELOC) annual fee
Higher Zelle® and mobile deposit transaction limits
Expedited support through our Bank of Hawaii customer service call line
Waived monthly service fees on all linked deposit accounts
Waived fees on personal check orders
Waived fees on cashier’s check purchases
Waived fees on stop payments¹
Waived fees on incoming wires
Waived fees on non-Bank of Hawaii ATMs fees in the U.S.^1,2
Waived fees on international ATM transactions^1,2
Waived fees on international debit card transactions¹

Bankohana Level III Checking

Eligibility and Fees

How to qualify

Monthly service fee

Banking benefits

Access to preferred rates on Bankohana checking, savings, and CD accounts

Preferred foreign exchange rates⁷

Waived fees on notary services

Discounted safe box rental fees

Waived fees on mortgage applications⁶

Higher transaction limits with the exclusive Bankohana Premier Visa® debit card

Waived Bankoh Home EquityLine (HELOC) annual fee

Higher Zelle® and mobile deposit transaction limits

Expedited support through our Bank of Hawaii customer service call line

Benefits Beyond Bankohana

Waived monthly service fees on all linked deposit accounts

Waived fees on personal check orders

Waived fees on cashier’s check purchases

Waived fees on stop payments¹

Waived fees on incoming wires

Waived fees on non-Bank of Hawaii ATMs fees in the U.S.^1,2

Waived fees on international ATM transactions^1.2

Waived fees on international debit card transactions¹

How to qualify: New accounts are not available
Monthly service fee: $30 monthly service fee or waived with $50,000+ in combined deposit, investment⁵, and select home loan balances
Access to preferred rates on Bankohana checking, savings, and CD accounts
Preferred foreign exchange rates⁷
Waived fees on notary services
Discounted safe box rental fees: $30 off one box
Waived fees on mortgage applications⁶: Up to $100
Higher transaction limits with the exclusive Bankohana Premier Visa® debit card
Waived Bankoh Home EquityLine (HELOC) annual fee
Higher Zelle® and mobile deposit transaction limits
Expedited support through our Bank of Hawaii customer service call line
Waived monthly service fees on all linked deposit accounts
Waived fees on personal check orders
Waived fees on cashier’s check purchases
Waived fees on stop payments¹
Waived fees on incoming wires
Waived fees on non-Bank of Hawaii ATMs fees in the U.S.^1,2
Waived fees on international ATM transactions^1.2
Waived fees on international debit card transactions¹

How to qualify: Earn Silver status benefits by being a Bankohana Premier member
Monthly service fee: $25 monthly service fee or waived with $15,000+ in combined deposit and investment^3,4 balances
Access to preferred rates on Bankohana checking, savings, and CD accounts
Preferred foreign exchange rates⁷
Waived fees on notary services
Discounted safe box rental fees: 20% off multiple boxes
Waived fees on mortgage applications⁶: Waived document prep fees, up to $500 value
Higher transaction limits with the exclusive Bankohana Premier Visa® debit card
Waived Bankoh Home EquityLine (HELOC) annual fee
Higher Zelle® and mobile deposit transaction limits
Expedited support through our Bank of Hawaii customer service call line
Waived monthly service fees on all linked deposit accounts: Excludes Bankohana Premier checking if balance requirements are not met
Waived fees on personal check orders
Waived fees on cashier’s check purchases
Waived fees on stop payments¹
Waived fees on incoming wires
Waived fees on non-Bank of Hawaii ATMs fees in the U.S.^1,2
Waived fees on international ATM transactions^1.2
Waived fees on international debit card transactions¹

How to qualify: Unlocked when you have $100,000+ in combined deposit and investment^3,4 balances or monthly direct deposits of $10,000+ (or two $5,000+ deposits)
Monthly service fee: None
Access to preferred rates on Bankohana checking, savings, and CD accounts
Preferred foreign exchange rates⁷
Waived fees on notary services
Discounted safe box rental fees: 20% off multiple boxes
Waived fees on mortgage applications⁶: Waived document prep, application, and underwriting fees, up to $1,250 value
Higher transaction limits with the exclusive Bankohana Premier Visa® debit card
Waived Bankoh Home EquityLine (HELOC) annual fee
Higher Zelle® and mobile deposit transaction limits
Expedited support through our Bank of Hawaii customer service call line
Waived monthly service fees on all linked deposit accounts
Waived fees on personal check orders
Waived fees on cashier’s check purchases
Waived fees on stop payments¹
Waived fees on incoming wires
Waived fees on non-Bank of Hawaii ATMs fees in the U.S.^1,2
Waived fees on international ATM transactions^1.2
Waived fees on international debit card transactions¹

Connect with a Premier Banker

Send us a message and one of our Premier Bankers will be in touch with you shortly.

Frequently asked questions

I have an existing Bankohana or Convenience checking account today and want Bankohana Premier. Should I open a new account or upgrade my existing account?

In most cases, you’ll want to upgrade your existing checking account to Bankohana Premier. You won’t need to change your account or debit card number which makes it an easy and seamless transition if you have autopay set up. In some cases, it might be best for your financial set up to open a new Bankohana Premier checking account. If you’re not sure which is right for you, we’re happy to help. Book an appointment for a review of your accounts.

I have a Bankohana Level II or III checking account today. Do I have to upgrade my existing account to Bankohana Premier?

You are welcome to keep your existing Bankohana II or III Checking accounts open for now. When you open a Bankohana Premier Checking account, all other Bankohana checking accounts will be added to your Bankohana Premier relationship to ensure you get the most out of your benefits. Eventually, Bankohana II and III Checking accounts will be retired and will need to be transitioned to another checking account of your choice.

If you’re interested in Bankohana Premier but aren’t sure how your current accounts will be affected, we’re here to help. Book an appointment for a review of your accounts.

What accounts are linked to my Bankohana Premier relationship?

When you open your Bankohana Premier checking account, all of your eligible owned accounts will automatically be linked to your Bankohana Premier relationship. Here are the accounts that are eligible to be included in your Bankohana Premier relationship:

Any consumer checking accounts, except for EASE by Bank of Hawaii
Any consumer savings accounts
Any consumer Time Deposit Account (Certificate of Deposit)
Qualifying Bankoh Advisors Accounts³
Cash Advantage Money Market Mutual Funds Accounts⁴

Can I choose which accounts are included in my Bankohana Premier relationship?

When you open or upgrade your account to Bankohana Premier, all of your eligible accounts will automatically be linked to your Bankohana Premier relationship and will count towards your status. If you jointly own the Bankohana Premier account, all of your eligible accounts and all of your joint account owner’s eligible accounts will be linked to your Bankohana Premier relationship. Each eligible account can only be linked to one Bankohana Premier relationship. If you would like to change which accounts are linked, consult with a Premier Banker.

If an account is linked to my Bankohana Premier relationship, can someone who is not an owner of the account access it?

Linking accounts to your Premier relationship allows them to receive Premier benefits and ensure you qualify for the highest status possible. Account ownership, access, or visibility will not change. Only account owners will be able to see the account, access balance information, and transact on the account.

How is my monthly combined balance calculated?

Your monthly combined balance will be determined four business days prior to the end of the month by adding together the balances of all of the accounts in your Bankohana Premier relationship:

Bankohana Checking accounts and Premier Account: current month-to-date average Ledger Balance
Non-Bankohana Checking accounts: prior month average Ledger Balance
Savings Accounts: current month-to-date average Ledger Balance
Time Deposit Accounts: current balance
Cash Advantage Money Market Mutual Fund⁴ and Qualifying Bankoh Advisors Accounts³: prior end of day market value balance

Your daily Ledger Balance is the balance of your checking account at the end of each day. Your average daily Ledger Balance is calculated by adding up the end of day balances on your account and then dividing that by the amount of calendar days in your statement period.

When I open my Bankohana Premier account, what status do I start in?

You automatically receive complimentary Gold status when you join. Your status is then reviewed prior to each statement cycle to determine whether status requirements were met. If you continue to meet the current requirements, you'll keep your current status. If you don't meet the requirements for your current tier for three consecutive reviews, your status will be transitioned accordingly. If you qualify for a higher status, you'll be upgraded at the next monthly review.

I have a question that wasn’t addressed.

We’re happy to help! Get in contact with a specialist in a way that’s most convenient for you.

Book an appointment
Send us a message
Reach us by phone: If you're already a Premier member, we’ll recognize your phone number and expedite your call to one of our best Premier Bankers.

¹ You will see the fee charge on your monthly statement or online with a same day credit.

² Credits on fees assessed by Bank of Hawaii, other fees assessed by the ATM operator may still apply.

³ Qualifying Bankoh Advisors Accounts are Cetera Investment Services ("CIS") Brokerage accounts referred by Bank of Hawaii to Cetera Investment Services LLC ("Cetera") and do not include Nonqualifying Bankoh Advisors Accounts identified in the Bankoh Premier Addendum. For Bankohana purposes, Qualifying Bankoh Advisors Accounts are determined from time to time by Bank of Hawaii. Some restrictions apply. Please contact us at 808-643-8888 (State of Hawaii), 1-888-643-3888 (U.S. Mainland), or 1-877-553-2424 (Guam) for a description of current Qualifying Bankoh Advisors Accounts. Bankoh Advisors is a marketing name of Cetera Investment Services. Securities and insurance offered through Cetera Investment Services LLC, member FINRA/ SIPC. Advisory Services offered through Cetera Investment Advisers LLC. Cetera firms are under separate ownership from any other named entity. Investments are: Not FDIC insured | May lose value | Not financial institution guaranteed | Not a deposit | Not insured by any federal government agency. Investments may not be required for purchase in order to obtain credit from Bank of Hawaii or any of its affiliates and may involve investment risk, including possible loss of the principal amount invested. The official securities position statement for your Qualifying Brokerage Account will be sent by Cetera, which is the original statement of record.

⁴ Your Cash Advantage Money Market Mutual Fund Account and the fund in which it is invested are not deposits or obligations of, or guaranteed by, the Bank of Hawaii or any of its affiliates, are not insured by the FDIC, the U.S. Government or any government agency; and may lose value, including the possible loss of the principal amount invested. Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money investing in the fund.

⁵ For a full list of accounts that may be used to meet the combined balance requirement, review the Bankohana Benefits and Requirements ;document.

⁶ Mortgage benefits apply to lender-imposed fees only and do not include third-party fees such as appraisal, credit report, title, escrow, recording, or government charges. Benefits are not available on Wholesale Mortgage Loans (loans that are originated through a third party mortgage broker) and may not be combined with any other offers or discounts. Mortgage fee benefits are determined based on Bankohana Premier status at the time of rate lock and are subject to credit approval and applicable program terms. Not all applicants will qualify. Benefits may change or be discontinued without notice.

⁷ Only when purchasing foreign paper currency.

VISA is a registered trademark of Visa International Service Association and used under license.

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Bankohana gets even better with Bankohana Premier

Bankohana Checking II & III

Moving to Bankohana Premier is designed to be seamless.

Why Bankohana Premier?

Bankohana Premier was built especially for you.

Silver

Banking services & account benefits

Transactions and payments

ATM services

Gold

Banking services & account benefits

Transactions and payments

ATM services

Get started with Bankohana Premier

Upgrade your account

Get more information

Open a new account

Talk to us about your options.

Explore benefits

Bankohana II

Eligibility and Fees

Banking benefits

Benefits Beyond Bankohana

Premier Silver

Eligibility and Fees

Banking benefits

Benefits Beyond Bankohana

Premier Gold

Eligibility and Fees

Banking benefits

Benefits Beyond Bankohana

Bankohana III

Eligibility and Fees

Banking benefits

Benefits Beyond Bankohana

Premier Silver

Eligibility and Fees

Banking benefits

Benefits Beyond Bankohana

Premier Gold

Eligibility and Fees

Banking benefits

Benefits Beyond Bankohana

Connect with a Premier Banker

Frequently asked questions

I have an existing Bankohana or Convenience checking account today and want Bankohana Premier. Should I open a new account or upgrade my existing account?

I have a Bankohana Level II or III checking account today. Do I have to upgrade my existing account to Bankohana Premier?

What accounts are linked to my Bankohana Premier relationship?

Can I choose which accounts are included in my Bankohana Premier relationship?

If an account is linked to my Bankohana Premier relationship, can someone who is not an owner of the account access it?

How is my monthly combined balance calculated?

When I open my Bankohana Premier account, what status do I start in?

I have a question that wasn’t addressed.

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Welcome to Bankohana Premier