MORTGAGES

Mortgage Refinance

Needs can change, refinancing your loan may be a solution.

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Simplify your life

There are a million reasons to refinance your existing mortgage. Lower your monthly payments. Take cash out. Shorten your loan term. Whatever reason you have for refinancing, Bank of Hawaii just made applying for a refinance loan faster, easier and a lot more convenient with SimpliFi Mortgage by Bank of Hawaii. Simply apply online anytime, anywhere, from any device, or call one of our mortgage experts today.

Fixed

Popular Fixed Rates

Popular Fixed Rates
30 Year 1 15 Year 1
Interest Rate 3.250% 2.750%
Annual Percentage Rate 3.421% 3.021%
Points 2.125% 1.875%
Loan to Value 80% 80%
Monthly Principal & Interest Payment
per $100,000 borrowed
$435.212 $678.622

Rates as of 12/6/2019 and can change without notice. Rate is based on a 60-day lock. 

1 Maximum loan amount $726,525
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.

Fixed

Popular Fixed Rates

Interest Rate
3.250%
Annual Percentage Rate
3.421%
Points
2.125%
Loan to Value
80%
Monthly Principal & Interest Payment
per $100,000 borrowed
$435.212
Interest Rate
2.750%
Annual Percentage Rate
3.021%
Points
1.875%
Loan to Value
80%
Monthly Principal & Interest Payment
per $100,000 borrowed
$678.622
Interest Rate
-
Annual Percentage Rate
-
Points
-
Loan to Value
-
Monthly Principal & Interest Payment
per $100,000 borrowed
-

Rates as of 12/6/2019 and can change without notice. Rate is based on a 60-day lock. 

1 Maximum loan amount $726,525
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.

Rates as of 12/6/2019 and can change without notice. Rate is based on a 60-day lock. 

1 Maximum loan amount $726,525
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.

Read more

Let's talk about your home dreams

INSIGHTS

3 ways a mortgage refinance can change your life

One of the most effective ways to free up money in your budget is to reduce how much you're paying for housing. That's why refinancing your mortgage can be a smart money move, under the right circumstances. Whether your monthly budget is tight or you want cash flow for a specific project, here are three ways a refinance can change your life.

Three ways a mortgage

Ready to refinance?

Take advantage of low rates and easy online application.
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#1 Trusted Lender

#1 in total dollars and number of loans made in the State of Hawaii.*

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2018. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2018. Information is deemed reliable but not guaranteed.

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