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Use SimpliFi by Bank of Hawaii, to apply online from anywhere. If you get interrupted you can save your information and come back later, knowing that it’s still there, safe and secure.
Want to get prequalified?
If you’re looking to buy a new home, find out how much home you can afford with our prequalification process.
Considering refinancing?
If you’re looking to refinance an existing mortgage our SimpliFi Mortgage online process can get you started.
Need a Home Equity Line?
If you’re looking to open a Bankoh Home EquityLine, we can help you take the next steps.
Have a home picked out?
If you have a home or property in mind or if you have a purchase contract, you’re ready to apply for a mortgage.
THINGS TO KNOW
What to expect
First you will create an account (if you don’t already have one), then login and provide us with some personal financial information. Finally you’ll choose a loan term and rate and submit.
What you will need
- Pay stubs for most recent 30-day period.
- W-2s for the last 2 years.
- Tax returns for the last 2 years.
- Bank statements for most recent 2-month period or quarter.
Trusted Lender
In 2025, Bank of Hawaiʻi was the No. 1 overall residential real estate lender in the state.+
+In number and dollars of residential real estate loans originated in 2025, using data from the Hawaii Bureau of Conveyances.
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