Already started your application?

Log in. Save time.


Let’s get started

Use SimpliFi by Bank of Hawaii, to apply online from anywhere. If you get interrupted you can save your information and come back later, knowing that it’s still there, safe and secure.

Want to get prequalified?

If you’re looking to buy a new home, find out how much home you can afford with our prequalification process.

Considering refinancing?

If you’re looking to refinance an existing mortgage our SimpliFi Mortgage online process can get you started.

Need a Home Equity Line?

If you’re looking to open a Bankoh Home EquityLine, we can help you take the next steps.

Have a home picked out?

If you have a home or property in mind or if you have a purchase contract, you’re ready to apply for a mortgage.


What to expect

First you will create an account (if you don’t already have one), then login and provide us with some personal financial information. Finally you’ll choose a loan term and rate and submit.

What you will need

  1. Pay stubs for most recent 30-day period.
  2. W-2s for the last 2 years.
  3. Tax returns for the last 2 years.
  4. Bank statements for most recent 2-month period or quarter.
Alt text here

Trusted Lender

In 2023, Bank of Hawaii was the No. 1 local bank in mortgage loans.+

+#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2023. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2023. Information is deemed reliable but not guaranteed.

You're about to exit

Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.