Get your funds today!1 You’re already approved.
Our online redemption process is secure and simple; redeem your approved personal loan offer today!
If you’re an existing online and mobile banking customer, we’ll send you an email to let you know when you’ll be able to download and use the new app. New online and mobile banking customers can download the app now.
From paying down debt to a smarter way to manage your finances, an approved personal loan can help you reach your goals.
Used wisely, a personal loan can be a powerful financial tool by helping you save on interest payments which could help you pay debt down faster.
Our online redemption process is secure and simple; redeem your approved personal loan offer today!
Consolidating debt is a tried and true method to get your finances back on track. A personal loan typically has lower interest rates than a credit card, so if you're carrying an ongoing credit card balance, you could save money on interest charges by taking out a personal loan and paying off your credit cards.
In the Islands, repairing the roof or fixing up termite damage can be a normal part of keeping your home in good shape. And think about how much more useful and enjoyable your place could be if you upgraded and modernized one or two of its rooms, such as the kitchen or the bathroom. Taking out an unsecured personal loan can be a straightforward, accessible way to invest in your home, boosting its value and increasing your equity. And, if you're on a timeline, getting approved for a loan can be quicker than other alternatives such as home equity lines of credit, mortgage refinances or home equity loans.
If you need to make large purchases such as kitchen appliances or a new living room set, using a personal loan, as compared to credit cards, could help you pay less on monthly interest charges.
We don't like to think about medical emergencies, but accidents and illnesses can happen—often when you least expect them. While a good health insurance policy is a must, it can be reassuring to know that you can use a personal loan to help pay off medical debt, high deductibles and out of pocket expenses.
1 For redemptions submitted online between 10 PM and 6 AM HST, funds may not be available until the next business day at the latest. If you redeem at a branch, you will be funded same day.
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You can start the redemption process through one of two convenient ways:
If you prefer to redeem in person, visit any Bank of Hawaii branch. You can also save time by booking an appointment. Please remember to bring your government issued photo ID and redemption code.
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