SimpliFi by Bank of Hawaii℠

Home. It’s where life happens.

From getting prequalified to accessing your home’s equity, we help more people buy and improve their homes than any other local bank.*


Let’s get started

Applying takes a few moments, but the memories last a lifetime.

Get prequalified

Ready to take the leap from open houses and neighborhood searches to buying a home? The real house-hunting fun begins when you know what you can spend. Getting prequalified is the first step in your journey towards home ownership.

Buy a home

Your offer has been accepted, you have a down payment, now you’re ready to lock in a rate. Our SimpliFi mortgage application process only takes a few minutes—and then you can get back to planning your dream living room.

Refinance your mortgage

Refinancing can help you save on monthly payments, shorten the length of your term, or convert an adjustable-rate mortgage into a fixed rate loan. So, now you can reimagine your mortgage and streamline your finances.

Access your home’s equity

Whether you want to improve your home, make a large purchase or have a little extra for whatever life brings, Bank of Hawaii is here to help you make that happen. We can help you put your home’s equity to work for you.

Have questions? Get in touch with our local lending experts.

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Why apply through SimpliFi by Bank of Hawaii?

Safe, fast and easy application process.

Work on your application on your time.

Work one-on-one with a trusted BOH loan officer.

Choose how you want to be reached: email, phone or in-person.

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Trusted Lender

#1 in total dollars and numbers of loans made in the State of Hawaii.*

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2021. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2021. Information is deemed reliable but not guaranteed.

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