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Principal and Interest: $0
Taxes and Insurance: $0
Total Monthly Payment*: $0

*Loans with a loan to value of 80% or higher may require mortgage insurance which would increase the monthly payment amount. Please contact a loan officer for more information.

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Mortgages

View the Current Mortgage Rates

Interest Rates effective 04/23/14 and are based on a 45-day lock period for purchase transactions. Contact us for interest rates available on refinance transactions. Bank of Hawaii does not guarantee the availability of any particular interest rate, and any interest rate information provided to you is solely for your information and may be changed by Bank of Hawaii at any time.

Loan Type Interest Rate Points Annual Percentage Rate (APR) Down Payment Monthly P&I Payment
30 Year Fixed Rate1
360 Monthly Payments
4.125%

1.500%

4.252%

20% $484.652
per $100,000 borrowed
4.250% 0.750% 4.313% 20% $491.942
per $100,000 borrowed
15 Year Fixed Rate1
180 Monthly Payments
3.000% 2.125% 3.310% 20% $690.582
per $100,000 borrowed
3.125% 1.500% 3.343% 20% $696.612
per $100,000 borrowed
Loan Type Interest Rate Points APR Down Payment Monthly P&I Payment
VA 30 Year Fixed Rate1
360 Monthly Payments
4.500% 1.500% 4.925% 0% $506.692
per $100,000 borrowed
1. Maximum loan amount $625,500.
2. Does not include additional costs such as taxes and insurance premiums.

Interest Rates effective 04/24/14 and are based on a 45-day lock period for purchase transactions. Contact us for interest rates available on refinance transactions. Bank of Hawaii does not guarantee the availability of any particular interest rate, and any interest rate information provided to you is solely for your information and may be changed by Bank of Hawaii at any time.

Loan Type Interest Rate Points Annual Percentage Rate (APR) Down Payment Monthly P&I Payment
30 Year Fixed Rate1
360 Monthly Payments
4.125% 1.750% 4.273% 20% $484.652
per $100,000 borrowed
4.250% 1.000% 4.335% 20% $491.942
per $100,000 borrowed
15 Year Fixed Rate1
180 Monthly Payments
3.125% 1.750% 3.380% 20% $696.612
per $100,000 borrowed
3.250% 1.125% 3.414% 20% $702.672
per $100,000 borrowed
Loan Type Interest Rate Points APR Down Payment Monthly P&I Payment
VA 30 Year Fixed Rate1
360 Monthly Payments
4.500% 1.500% 4.925% 0% $506.692
per $100,000 borrowed
1. Maximum loan amount $625,500.
2. Does not include additional costs such as taxes and insurance premiums.

Interest Rates effective 04/23/14 and are based on a 45-day lock period for purchase transactions. Contact us for interest rates available on refinance transactions. Bank of Hawaii does not guarantee the availability of any particular interest rate, and any interest rate information provided to you is solely for your information and may be changed by Bank of Hawaii at any time. Certain conditions apply. The rates and information below are based on a variety of assumptions and conditions and will depend upon the specific traits of your mortgage loan and credit profile.

30-Year Conforming Adjustable Rate Mortgage Program
Loan Amounts up to $625,500 after minimum 20% down payment for owner-occupied properties.
Other rates and terms are available for loans not meeting these conditions.

1/1 ARM 3/1 ARM 5/1 ARM 7/1 ARM
Initial Interest Rate 2.500% 2.500% 2.500% 2.875%
APR 3.001% 2.931% 2.868% 2.982%
Time Initial Rate is Fixed1 1 year 3 years 5 years 7 years
Points 0.500 0.500 0.500 0.500
Initial Monthly Principal & Interest Payment2 $395.12
for 12 months
$395.12
for 36 months
$395.12
for 60 months
$414.89
for 84 months
Current Adjusted Interest Rate3 3.000% 3.000% 3.000% 3.000%
Current Adjusted Payment2,3 $421.60 $421.60 $421.60 $421.60
Maximum Lifetime Caps Over Initial Interest Rate 6% 6% 6% 5%
Floor Rate 2.500% 2.500% 2.500% 2.500%
1Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the then current index.
2Monthly payments are per $100,000 borrowed and do not include additional costs such as taxes and insurance. Actual monthly payment will be greater.
3Since the index in the future is unknown, the Current Adjusted Interest Rate and Current Adjusted Payment are based on the current index plus the margin at the time of the effective date shown above, and are only an example of what your rate and payment would be if your loan adjustment date was the date shown above. The Adjusted Interest Rate and Adjusted Payment may differ when the term for your initial rate expires. Your mortgage will change on the adjustment dates and will be equal to an index, which is the average of the Interbank offered rates for one-year, U.S. dollar-denominated deposits in the London market (LIBOR) as published daily in The Wall Street Journal, plus a margin of 2.500%


30-Year Jumbo Adjustable Rate Mortgage Program
Loan Amounts $625,501 to $999,999 after minimum 20% down payment for owner-occupied properties.
Other rates and terms are available for loans not meeting these conditions.

1/1 ARM 3/1 ARM 5/1 ARM 7/1 ARM
Initial Interest Rate 2.500% 2.500% 2.500% 2.875%
APR 3.001% 2.931% 2.868% 2.982%
Time Initial Rate is Fixed1 1 year 3 years 5 years 7 years
Points 0.500 0.500 0.500

0.500

Initial Monthly Principal & Interest Payment2 $395.12
for 12 months
$395.12
for 36 months
$395.12
for 60 months
$414.89
for 84 months
Current Adjusted Rate3 3.000% 3.000% 3.000% 3.000%
Current Adjusted Payment2,3 $421.60 $421.60 $421.60 $421.60
Maximum Lifetime Caps Over Initial Interest Rate 6% 6% 6% 5%
Floor Rate 2.500% 2.500% 2.500% 2.500%
1Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the then current index.
2Monthly payments are per $100,000 borrowed and do not include additional costs such as taxes and insurance. Actual monthly payment will be greater.
3Since the index in the future is unknown, the Current Adjusted Interest Rate and Current Adjusted Payment are based on the current index plus the margin at the time of the effective date shown above, and are only an example of what your rate and payment would be if your loan adjustment date was the date shown above. The Adjusted Interest Rate and Adjusted Payment may differ when the term for your initial rate expires. Your mortgage will change on the adjustment dates and will be equal to an index, which is the average of the Interbank offered rates for one-year, U.S. dollar-denominated deposits in the London market (LIBOR) as published daily in The Wall Street Journal, plus a margin of 2.500%

Interest Rates effective 04/24/14 and are based on a 45-day lock period for purchase transactions. Contact us for interest rates available on refinance transactions. Bank of Hawaii does not guarantee the availability of any particular interest rate, and any interest rate information provided to you is solely for your information and may be changed by Bank of Hawaii at any time. Certain conditions apply. The rates and information below are based on a variety of assumptions and conditions and will depend upon the specific traits of your mortgage loan and credit profile.

30-Year Conforming Adjustable Rate Mortgage Program
Loan Amounts up to $625,500 after minimum 20% down payment for owner-occupied properties.
Other rates and terms are available for loans not meeting these conditions.

1/1 ARM 3/1 ARM 5/1 ARM 7/1 ARM
Initial Interest Rate 2.500% 2.500% 2.500% 2.875%
APR 3.001% 2.931% 2.868% 2.982%
Time Initial Rate is Fixed1 1 year 3 years 5 years 7 years
Points 0.500 0.500 0.500 0.500
Initial Monthly Principal & Interest Payment2 $395.12
for 12 months
$395.12
for 36 months
$395.12
for 60 months
$414.89
for 84 months
Current Adjusted Interest Rate3 3.000% 3.000% 3.000% 3.000%
Current Adjusted Payment2,3 $421.60 $421.60 $421.60

$421.60

Maximum Lifetime Caps Over Initial Interest Rate 6% 6% 6% 5%
Floor Rate 2.500% 2.500% 2.500% 2.500%
1Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the then current index.
2Monthly payments are per $100,000 borrowed and do not include additional costs such as taxes and insurance. Actual monthly payment will be greater.
3Since the index in the future is unknown, the Current Adjusted Interest Rate and Current Adjusted Payment are based on the current index plus the margin at the time of the effective date shown above, and are only an example of what your rate and payment would be if your loan adjustment date was the date shown above. The Adjusted Interest Rate and Adjusted Payment may differ when the term for your initial rate expires. Your mortgage will change on the adjustment dates and will be equal to an index, which is the average of the Interbank offered rates for one-year, U.S. dollar-denominated deposits in the London market (LIBOR) as published daily in The Wall Street Journal, plus a margin of 2.500%


30-Year Jumbo Adjustable Rate Mortgage Program
Loan Amounts $625,501 to $999,999 after minimum 20% down payment for owner-occupied properties.
Other rates and terms are available for loans not meeting these conditions.

1/1 ARM 3/1 ARM 5/1 ARM 7/1 ARM
Initial Interest Rate 2.500% 2.500% 2.500% 2.875%
APR 3.001% 2.931% 2.868% 2.982%
Time Initial Rate is Fixed1 1 year 3 years 5 years 7 years
Points 0.500 0.500 0.500 0.500
Initial Monthly Principal & Interest Payment2 $395.12
for 12 months
$395.12
for 36 months
$395.12
for 60 months
$414.89
for 84 months
Current Adjusted Rate3 3.000% 3.000% 3.000% 3.000%
Current Adjusted Payment2,3 $421.60 $421.60 $421.60 $421.60
Maximum Lifetime Caps Over Initial Interest Rate 6% 6% 6% 5%
Floor Rate 2.500% 2.500% 2.500% 2.500%
1Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the then current index.
2Monthly payments are per $100,000 borrowed and do not include additional costs such as taxes and insurance. Actual monthly payment will be greater.
3Since the index in the future is unknown, the Current Adjusted Interest Rate and Current Adjusted Payment are based on the current index plus the margin at the time of the effective date shown above, and are only an example of what your rate and payment would be if your loan adjustment date was the date shown above. The Adjusted Interest Rate and Adjusted Payment may differ when the term for your initial rate expires. Your mortgage will change on the adjustment dates and will be equal to an index, which is the average of the Interbank offered rates for one-year, U.S. dollar-denominated deposits in the London market (LIBOR) as published daily in The Wall Street Journal, plus a margin of 2.500%