MORTGAGES

New Project Financing

A simple way to get your dream off the ground.

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Let's get you in

Whether you’re buying in a high-rise, a home in a subdivision or a townhome, Bank of Hawaii wants to help you get in. We have been supporting new developments for over 120 years and our unmatched expertise has made us the choice of so many builders and project teams.

Schedule a call with one of our loan officers and see why we’re the #1 trusted lender—in total dollars and numbers of loans made in the State of Hawaii.

Simplifi Mortgage

Low fixed-rate mortgage products

Low fixed-rate mortgage products
30 year 1 15 year 1 VA 30 year 1
Interest Rate 3.250% 2.750% 3.250%
Annual Percentage Rate 3.421% 3.021% 3.508%3
Points 2.125% 1.875% -0.125%
Down Payment 20% 20% 0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$435.212 $678.622 $435.212

Rates as of 12/6/2019 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 Maximum loan amount $726,525
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.30% VA funding fee.

Simplifi Mortgage

Low fixed-rate mortgage products

Interest Rate
3.250%
Annual Percentage Rate
3.421%
Points
2.125%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$435.212
Interest Rate
2.750%
Annual Percentage Rate
3.021%
Points
1.875%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$678.622
Interest Rate
3.250%
Annual Percentage Rate
3.508%3
Points
-0.125%
Down Payment
0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$435.212

Rates as of 12/6/2019 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 Maximum loan amount $726,525
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.30% VA funding fee.

1 Maximum loan amount $726,525
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.30% VA funding fee.

Read more

Let's talk about your home dreams

Let's get you into this project.

Take advantage of our low rates today.
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#1 Trusted Lender

#1 in total dollars and number of loans made in the State of Hawaii.*

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2018. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2018. Information is deemed reliable but not guaranteed.

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