Mortgage Rates

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Mortgage Rates

Browse rates by term
Fixed-rate
Interest Rate Annual Percentage Rate Points Down Payment Monthly Principal & Interest Payment
per $100,000 borrowed

30 year

6.125%

6.316%

2.000%

20%

$607.61 1

15 year

6.000%

6.138%

0.875%

20%

$843.86 1

Rates as of 03/28/2024 and can change without notice. Rate is based on 45-day lock for purchase transaction.

Browse rates by term
Fixed-rate Jumbo
Interest Rate Annual Percentage Rate Points Down Payment Monthly Principal & Interest Payment per $100,000 borrowed

30 year

6.875%

6.924%

0.500%

20%

$656.931

20 year

6.375%

6.454%

0.625%

20%

$738.231

15 year

6.125%

6.263%

0.875%

20%

$850.621

Rates as of 03/28/2024 and can change without notice. Rate is based on 45-day lock for purchase transaction.

Browse rates by term
Fixed-rate VA
Interest Rate Annual Percentage Rate Points Down Payment Monthly Principal & Interest Payment
per $100,000 borrowed

30 Year - Hawaii 

6.500%

6.895% 1

0.375%

0%

$632.07 2

30 Year - Guam 

6.500%

6.895% 1

0.375%

0%

$632.07 2

Rates for Hawaii as of 03/28/2024 and for Guam as of 03/29/2024 and can change without notice. Rate is based on a 45-day lock period for purchase transactions.

Browse rates by term
Fixed-rate in Guam
Interest Rate Annual Percentage Rate Points Down payment Monthly Principal & Interest Payment
per $100,000 borrowed

30 year

6.125%

6.340%

2.250%

20%

$607.61 1

15 year

6.000%

6.177%

1.125%

20%

$843.86 1

Rates as of 03/29/2024 and can change without notice. Rate is based on 45-day lock for purchase transaction.

Browse rates by term
Adjustable-rate (ARM)
Interest Rate Annual Percentage Rate Time Initial Rate is Fixed Points Monthly Principal & Interest Payment per $100,000 borrowed Current Adjusted Rate Current Adjusted Payment Reset Period First Change Cap Subsequent Change Cap Maximum Life Time Caps Over Initial Interest Rate Floor Rate

5/6 ARM1

6.125%

7.330%

5 years

0.875%

$607.61 2

8.125% 3

$742.50 3

6 months

+2% / -2%

+1% / -1%

5%

2.75%

7/6 ARM1

6.250%

7.164%

7 years

0.750%

$615.72 2

8.125% 3

$742.50 3

6 months

+5% / -5%

+1% / -1%

5%

2.75%

10/6 ARM1

6.375%

6.997%

10 years

0.750%

$623.87 2

8.125% 3

$742.50 3

6 months

+5% / -5%

+1% / -1%

5%

2.75%

Interest Rates effective 03/28/2024 and are based on a 45-day lock period for purchase transactions.

Browse rates by term
Adjustable-rate (ARM) Jumbo
Interest Rate Annual Percentage Rate Time Initial Rate is Fixed Points Monthly Principal & Interest Payment Current Adjusted Rate Current Adjusted Payment Reset Period First Change Cap Subsequent Change cap Maximum Life Time Caps Over Initial Interest Rate Floor Rate

5/6 ARM 1

6.500%

7.466%

5 Years

0.500%

$632.07 2

8.125%3

$742.503

6 months

+2% / -2%

+1% / -1%

5%

2.75%

7/6 ARM 1

6.625%

7.352%

7 Years

0.500%

$640.31 2

8.125%3

$742.503

6 months

+5% / -5%

+1% / -1%

5%

2.75%

10/6 ARM 1

6.750%

7.233%

10 Years

0.500%

$648.60 2

8.125%3

$742.503

6 months

+5% / -5%

+1% / -1%

5%

2.75%

Interest Rates effective 03/28/2024 and are based on a 45-day lock period for purchase transactions.

Browse rates by term
Adjustable-rate (ARM) in Guam
Interest Rate Annual Percentage Rate Time Initial Rate is Fixed Points Monthly Principal & Interest payment per $100,000 borrowed Current Adjusted Rate Current Adjusted Payment Reset Period First Change Cap Subsequent Change Cap Maximum Life Time Caps Over Initial Interest Rate Floor Rate

5/6 ARM 1

6.125%

7.330%

5 years

0.875%

$607.61 2

8.125%3

$742.503

6 months

+2% / -2%

+1% / -1%

5%

2.75%

7/6 ARM 1

6.250%

7.164%

7 years

0.750%

$615.72 2

8.125%3

$742.503

6 months

+5% / -5%

+1% / -1%

5%

2.75%

10/6 ARM 1

6.375%

6.997%

10 years

0.750%

$623.87 2

8.125%3

$742.503

6 months

+5% / -5%

+1% / -1%

5%

2.75%

Interest Rates effective 03/29/2024 and are based on a 45-day lock period for purchase transactions.

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