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Today’s Mortgage Rates

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View today’s low rates on our most popular 30-year and 15-year fixed-rate mortgage products or get in touch with our local lending experts for a personalized rate quote. We’re standing by. 

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Hawaii Mortgage Rates

Fixed-rate Mortgage Products

Fixed-rate Mortgage Products
30 year 1 15 year 1 VA 30 year 1
Interest Rate 2.750% 2.250% 2.750%
Annual Percentage Rate 2.760% 2.338% 3.025%3
Points 0.125% 0.625% -0.125%
Down Payment 20% 20% 0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$408.242 $655.082 $408.242

Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

Hawaii Mortgage Rates

Fixed-rate Mortgage Products

Interest Rate
2.750%
Annual Percentage Rate
2.760%
Points
0.125%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$408.242
Interest Rate
2.250%
Annual Percentage Rate
2.338%
Points
0.625%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$655.082
Interest Rate
2.750%
Annual Percentage Rate
3.025%3
Points
-0.125%
Down Payment
0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$408.242

Rates as of 11/24/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

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Memories that last. An offer that won’t.

Save $500 - $5,000 or more1 in closing costs

Right now, we’ll take 0.50% off points in closing costs when you apply and qualify for a new mortgage or refinance from another bank from now through December 31, 2020. That’s eye-opening savings you’ll never forget, and an opportunity you’ll always remember.

  • Potential savings of $500 to $5,000 or more1 with 0.50% off closing costs
  • Applies only to new mortgages and refinanced mortgages from another bank
  • Applications must be received by December 31, 2020

Get started

Questions? Connect with a local expert.

Actual discount is based on your loan amount. New mortgage application must be received by September 30, 2020. Subject to loan approval and closing. Loan must record by March 31, 2021. Excludes Construction to Permanent, and Adjustable Rate Mortgage loans. Additional restrictions may apply. Offer subject to change.

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#1 in total dollars and numbers of loans made in the State of Hawaii.*

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2019. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2019. Information is deemed reliable but not guaranteed.

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