Click here to open or close the menu
Today’s Mortgage Rates

Lock in savings today while interest rates are low

View today’s low rates on our most popular 30-year and 15-year fixed-rate mortgage products or get in touch with our local lending experts for a personalized rate quote. We’re standing by. 

Contact us

Apply online in minutes.

Start your mortgage application online to get a personalized rate and monthly payment estimate. It only takes a few minutes, from the safety of home.
Hawaii Mortgage Rates

Fixed-rate Mortgage Products

Fixed-rate Mortgage Products
30 year 1 15 year 1 VA 30 year 1
Interest Rate 3.000% 2.375% 3.250%
Annual Percentage Rate 3.019% 2.535% 3.533%3
Points 0.125% 1.125% -0.125%
Down Payment 20% 20% 0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$421.602 $660.922 $435.212

Rates as of 07/07/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

Hawaii Mortgage Rates

Fixed-rate Mortgage Products

Interest Rate
3.000%
Annual Percentage Rate
3.019%
Points
0.125%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$421.602
Interest Rate
2.375%
Annual Percentage Rate
2.535%
Points
1.125%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$660.922
Interest Rate
3.250%
Annual Percentage Rate
3.533%3
Points
-0.125%
Down Payment
0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$435.212

Rates as of 07/07/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

Read more

Don’t see the rate you’re looking for?

Get in touch with our local lending experts for a personalized rate quote today.
Alt text here

#1 Trusted Lender

#1 in total dollars and number of loans made in the State of Hawaii.*

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2018. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2018. Information is deemed reliable but not guaranteed.

Your privacy

We use cookies to improve your experience on our site, show you personalized content, and analyze our traffic. By continuing to use this site, you agree to our use of cookies as described in our Online Privacy Policy.

You're about to exit BOH.com

Links to other sites are provided as a service to you by Bank of Hawaii. These other sites are neither owned nor maintained by Bank of Hawaii. Bank of Hawaii shall not be responsible for the content and/or accuracy of any information contained in these other sites or for the personal or credit card information you provide to these sites.