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Memories that last. An offer that won't.

Announcing eye-opening savings on closing costs.

Special promotion details

Save $500 to $5,000 or more on your closing costs

Right now, we’ll take 0.50% off the points in your closing costs when you apply and qualify for a new mortgage or refinance from another bank from now through December 31, 2020. That’s eye-opening savings you’ll never forget.

  • Potential savings of $500 to $5,000 or more with 0.50% off closing costs*
  • Applies only to new mortgages and refinanced mortgages from another bank
  • Applications must be received by December 31, 2020

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*Actual discount is based on your loan amount. New mortgage application must be received by December 31, 2020. Subject to loan approval and closing. Loan must record by March 31, 2021. Excludes Construction to Permanent, and Adjustable Rate Mortgage loans. Additional restrictions may apply. Offer subject to change.

Find out how you can save.

Here are a few examples of the amount you could save in closing costs depending on the size of your loan.

Amount Financed   Points Discount Your Savings*
       
$300,000   0.500% $1,500
$800,000   0.500% $4,000
$1,200,000   0.500% $6,000
*Actual discount is based on your loan amount. New mortgage application must be received by December 31, 2020. Subject to loan approval and closing. Loan must record by March 31, 2021. Excludes Construction to Permanent, and Adjustable Rate Mortgage loans. Additional restrictions may apply. Offer subject to change.

Get a personalized quote

Let one of our local lending experts provide a personalized quote for you today, or apply online with SimpliFi by Bank of Hawaii.

Get started

Current Mortgage Rates

Current Mortgage Rates
30 year 1 15 year 1 VA 30 year 1
Rate 2.750% 2.250% 3.125%
APR 2.798% 2.374% 3.416%3
Points 0.625% 0.875% 0.000%
Monthly Principal & Interest payment
per $100,000 borrowed
$435.212 $678.622 $449.042

Rates as of 10/29/2020 and can change without notice

1 Maximum loan amount $726,525
2 Rate is based on 45-day lock for purchase transaction
3 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.

Current Mortgage Rates

Rate
2.750%
APR
2.798%
Points
0.625%
Monthly Principal & Interest payment
per $100,000 borrowed
$435.212
Rate
2.250%
APR
2.374%
Points
0.875%
Monthly Principal & Interest payment
per $100,000 borrowed
$678.622
Rate
3.125%
APR
3.416%3
Points
0.000%
Monthly Principal & Interest payment
per $100,000 borrowed
$449.042

Rates as of 10/29/2020 and can change without notice

1 Maximum loan amount $726,525
2 Rate is based on 45-day lock for purchase transaction
3 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.

1 Maximum loan amount $726,525

2 Rate is based on 45-day lock for purchase transaction

3 The information provided on this page is for informational and comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.

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Get in touch with one of our local experts now, by appointment, or apply online with SimpliFi by Bank of Hawaii.

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Weekdays, 7:00 a.m. - 6:00 p.m.

(808) 693-2201

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