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Hawaii Mortgage Rates

Fixed-rate Mortgage Products

Fixed-rate Mortgage Products
30 year 1 15 year 1 VA 30 year 1
Interest Rate 2.875% 2.375% 3.375%
Annual Percentage Rate 2.894% 2.499% 3.670%3
Points 0.250% 0.875% 0.000%
Down Payment 20% 20% 0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$414.892 $660.922 $442.102

Rates as of 9/23/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

Hawaii Mortgage Rates

Fixed-rate Mortgage Products

Interest Rate
2.875%
Annual Percentage Rate
2.894%
Points
0.250%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$414.892
Interest Rate
2.375%
Annual Percentage Rate
2.499%
Points
0.875%
Down Payment
20%
Monthly Principal & Interest Payment
per $100,000 borrowed
$660.922
Interest Rate
3.375%
Annual Percentage Rate
3.670%3
Points
0.000%
Down Payment
0%
Monthly Principal & Interest Payment
per $100,000 borrowed
$442.102

Rates as of 9/23/2020 and can change without notice. Rate is based on 45-day lock for purchase transaction.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

1 Maximum loan amount $765,600
2 The information provided on this page is for informational and comparitive purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc. The payment examples are principal and interest only and do not include mortgage insurance, taxes and other property insurance. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums.
3 APR includes a 3.60% VA funding fee.

Read more

Have home ownership questions? We’ve got answers.

Our e-books cover the most important topics you’ll consider throughout the home buying and refinancing processes.

The Complete Guide to Buying a Home in Hawaii

The Complete Guide to Refinancing Your Home in Hawaii

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Trusted Lender

#1 in total dollars and numbers of loans made in the State of Hawaii.*

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2019. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2019. Information is deemed reliable but not guaranteed.

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