Loans & Lines

Bankoh Personal FlexLine

A flexible option.

A personal line of credit when you need it

At Bank of Hawaii, we want to help you prepare for the unexpected and expected needs that may come up. Our Bankoh Personal FlexLine can give you access to funds when you need it. 

Flexible funds

Get it when you need it.

Low rates

Beats most credit cards plus no cash advance fees.

Free checks

Draw up to your available credit limit.

2 Year Draw Period

Bankoh Personal FlexLine1

Bankoh Personal FlexLine1
Low High
Annual Percentage Rate Range 10.75%2 17.50%2
Estimated Minimum Monthly Payment
per $2,000 borrowed
$38.513 $49.613

1 There is an annual fee of $50.

2 The APR as of 11/18/2019 may vary at any time and will be equal to the U.S. Prime Rate, published in the Money Rates section of The Wall Street Journal, plus a margin ranging from 6.00% - 12.75%.

3 Personal FlexLine minimum monthly payment will be the greater of $25 or 1.042% of the principal balance, plus accrued interest and fees, if applicable. The minimum monthly payments calculated above are based on 30 days of accrued interest.

 

Subject to change without notice.

2 Year Draw Period

Bankoh Personal FlexLine1

Annual Percentage Rate Range
10.75%2
Estimated Minimum Monthly Payment
per $2,000 borrowed
$38.513
Annual Percentage Rate Range
17.50%2
Estimated Minimum Monthly Payment
per $2,000 borrowed
$49.613
Annual Percentage Rate Range
Estimated Minimum Monthly Payment
per $2,000 borrowed

1 There is an annual fee of $50.

2 The APR as of 11/18/2019 may vary at any time and will be equal to the U.S. Prime Rate, published in the Money Rates section of The Wall Street Journal, plus a margin ranging from 6.00% - 12.75%.

3 Personal FlexLine minimum monthly payment will be the greater of $25 or 1.042% of the principal balance, plus accrued interest and fees, if applicable. The minimum monthly payments calculated above are based on 30 days of accrued interest.

 

Subject to change without notice.

1 There is an annual fee of $50.

2 The APR as of 11/18/2019 may vary at any time and will be equal to the U.S. Prime Rate, published in the Money Rates section of The Wall Street Journal, plus a margin ranging from 6.00% - 12.75%.

3 Personal FlexLine minimum monthly payment will be the greater of $25 or 1.042% of the principal balance, plus accrued interest and fees, if applicable. The minimum monthly payments calculated above are based on 30 days of accrued interest.

 

Subject to change without notice.

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WHAT YOU CAN DO

Consolidate debt

This is a great option for taking care of existing balances on other accounts. And you don’t need to own a home to be approved.

Use for emergencies

Since the funds transfer right away, you can immediately use your Bankoh Personal FlexLine for unexpected needs and expenses. We know life happens, so now you can be better prepared for those emergencies.

Use for family expenses

Whether you’re preparing for a new little member or celebrating an older one, this line of credit works well for any expected or unexpected family expense.

SmartMoney Tips

What could a Bankoh FlexLine do for you?

Discover ways you might be able to lower high interest debt and lower your monthly payments.

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