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Bonus Rate Savings

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  • Earn bonus interest in addition to regular interest when you make deposits totaling at least $25 each month and no withdrawals that month (See rate sheet for current APY)
  • Avoid the $5 monthly service fee when bonus interest is earned or when you meet the $500 minimum daily balance requirement
  • Free Bankoh BankCard (ATM card)
  • Free 24/7 Bankoh by Phone
  • Free 24/7 e-Bankoh Online Banking1
  • Free 24/7 e-Bankoh Mobile Banking2
  • Extensive ATM and branch network

Requirements and Other Restrictions:

  • Minimum opening deposit requirement (except for accounts opened online) of $100
  • Minimum opening deposit requirement for online account of $500
  • Monthly service fee of $5 is waived if a minimum daily balance of $500 is maintained or bonus interest is earned
  • Bonus interest rate applies when you make deposits totaling at least $25 each month and no withdrawals for that month

Safety & Soundness:

1. Additional services available. Fees may apply.
2. The Mobile Banking Service requires enrollment in e-Bankoh Online Banking. A mobile device is required to access e-Bankoh Mobile Banking or Standard data usage fees apply. Please contact your carrier for details. Your mobile device must be registered through our Mobile Banking Service enrollment process.
Q: How do I earn the bonus interest on my Bonus Rate Savings account?
A: Bonus interest is earned when deposits total at least $25 and no withdrawals are made for the month.

Q: If I do not qualify for the bonus interest, will I still earn regular interest?
A: Yes, you will earn regular interest for that month.

Q: How do I know my account is earning the bonus interest vs. the regular interest?
A: The bonus interest will be reflected on your statement as “Bonus Int.”

Q: How do I setup a recurring deposit?
A: Once you have successfully opened and funded your account, simply visit e-Bankoh (online banking) to setup your recurring deposit. e-Bankoh enrollment required.