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How Do I Apply for a Mortgage?

Mortgages > Tools & Resources > How Do I Apply for a Mortgage?

Bank of Hawaii Loan Officers are ready to assist you. Contact us to get the process started.

Bank of Hawaii Loan Officers are ready to assist you. Contact us to get the process started.

Application

Please complete the residential loan application. Contact a Bank of Hawaii loan officer for instructions on where to submit the application. Note E-mail should not be used to send any personal information.

Mortgage Documents Checklist

Begin to gather the documents you'll need during the mortgage loan process. This may take a little while, so it's best to start early.
  1. Pay Stubs. Current pay stubs for the most recent 30-day period.
  2. W-2 Forms. IRS W-2 forms for the most recent 2 years.
  3. Tax Returns. Personal tax returns for the two most recent years.
  4. P&L Statement and Balance Sheet. If you are self-employed and own more than 25% of your business, business tax returns for the most current two years, a year-to-date profit and loss statement and balance sheet.
  5. Bank Statements. Current bank statements for the most recent two-month period or quarter.
  6. Landlord Information. If you are currently renting a home, please provide the name, address and telephone number for your landlord(s) for last 12 months.
  7. Rental Agreements. If you own rental properties, provide current rental agreements on all rental properties and expense related information.  
  8. Closing Statement. If you have sold a home within the last 6 months, please provide your closing statement for the property sold.
  9. Sales Contract. If purchasing a home, please provide a copy of your executed sales contract and all addendums.
  10. Information Authorization Form. Signed by all applicants.


Helpful Resources

Take a look at our tools and resources to help you with your mortgage needs.


Certain requirements and restrictions apply. Subject to loan approval.

Loan Officers

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Bank of Hawaii Trusted Lender Badge
*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2014. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2014. Information is deemed reliable but not guaranteed.
Certain requirements and restrictions apply. Subject to loan approval.
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