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How Do I Apply for a Mortgage?

Bank of Hawaii Loan Officers are ready to assist you.


Application
Please complete the residential loan application . Contact a Bank of Hawaii loan officer for instructions on where to submit the application. Note E-mail should not be used to send any personal information.

Mortgage Documents Checklist

Begin to gather the documents you'll need during the mortgage loan process. This may take a little while, so it's best to start early.
  1. Pay Stubs. Current pay stubs for the most recent 30-day period.
  2. W-2 Forms. IRS W-2 forms for the most recent 2 years.
  3. Tax Returns. If you are self-employed and own more than 25% of your business or if more than 25% of your income is derived from commissions, tax returns for the most current two years.
  4. P&L Statement and Balance Sheet. If you are self-employed and own more than 25% of your business, business tax returns for the most current two years, a year-to-date profit and loss statement and balance sheet.
  5. Bank Statements. Current bank statements for the most recent two-month period or quarter.
  6. Landlord Information. If you are a first time homebuyer and currently renting a home, please provide the name, address and telephone number for your landlord(s) for last 12 months.
  7. Rental Agreements. If you own rental properties, provide current rental agreements on all rental properties.
  8. Closing Statement. If you have sold a home within the last 6 months, please provide your closing statement for the property sold.
  9. Sales Content. If purchasing a home, please provide a copy of your executed sales contract and all addendums.
  10. Information Authorization Form . Signed by all applicants.