Let's Get Started

Use our new online mortgage application from anywhere. If you get interrupted you can save your information and come back later, knowing that it’s still there, safe and secure. And at any time during the process you can call or click for help from one of our local, knowledgeable Loan Officers.

What is Prequalification?

If you’re thinking about buying a new home, get prequalified before you apply to increase your chances of finding a home you can afford, and to shop with confidence.

How to apply?

If you have an identified property in mind or you have a purchase contract, you're ready to apply!

What to Expect

Step 1: Create an Account

If you don’t already have a Bank of Hawaii online mortgage account, create a new one with your current contact information.

Step 2: Log In

To start your request, use your new or existing Bank of Hawaii account login credentials.

Step 3: Provide Information

Enter your personal financial information in the easy, secure online form provided.

Step 4: Choose a Note Term

Choose a term and rates for your mortgage that best suit your needs and budget.

Step 5: Submit Your Request

When your information is complete, just click on the Submit button. It’s that simple!

What You Will Need

1

Pay Stubs

‌Current pay stubs for the most recent 30-day period.

2

W-2 Forms

Your IRS Form W2 for the last 2 years.

3

Tax Returns

‌Your State & Federal personal income tax returns for the last 2 years.

4

Bank Statements

Current bank statements for the most recent 2-month period or quarter.

Continue to Application

Trusted Lender Badge

Trusted Lender
*#1 in total dollars and numbers of loans made in the State of Hawaii.

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2017. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2017. Information is deemed reliable but not guaranteed.