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Fixed rate and adjustable rate mortgage interest rates for Hawaii and Guam.
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Fixed Rate Mortgage

A fixed rate loan with level principal and interest payments over the life of the loan.

A Bank of Hawaii Fixed Rate Mortgage (FRM) is a fixed rate loan with level principal and interest payments over the life of the loan.

  • Offers fixed monthly principal and interest payments for the term of the loan
  • No prepayment penalty
  • Owner-occupant, second home, and investors purchases

Requirements and Other Restrictions:

  • Certain requirements and restrictions apply. Subject to loan approval

Fast. Flexible. Friendly.

  • State’s largest retail bank. We’re here to help you meet all of your personal and business banking needs, with over 70 convenient locations statewide
  • Mortgage loans done fast. We’ll speed the mortgage for your home purchase in just 30 days from start to finish!
  • Pre-approved loans. Pre-approval coupled with a quick closing could give you a negotiating edge with the seller and a competitive advantage over other buyers
  • Experienced, knowledgeable, friendly lending professionals. We’ll help you select the appropriate loan program and facilitate the documentation process
  • Strength of a portfolio lender. This gives us the flexibility you may need to get the deal done. No prepayment penalties
  • Local decision making, underwriting and servicing. We get loans done quickly, and when you need our help, we’re right here to assist you 

Trusted Lender

At Bank of Hawaii, we're proud to have helped more Hawaii homeowners get a new home loan, refinance their existing home loan or get a home equity line of credit than any other local bank. We were also named by Forbes as one of "America's Best Banks" for the fifth straight year and voted as “Best Bank” by the readers of the Star-Advertiser in its "Best of 2013 People’s Choice Award."

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2013. Information is deemed reliable but not guaranteed.
**Forbes, December 19, 2013 online edition.
Includes complete written application, all documents contained in the Mortgage Loan Application Checklist, and any other documents required by Bank of Hawaii.
Pre-approval means that you could qualify for a residential loan based on limited information provided, and is not a commitment by Bank of Hawaii to make you a particular loan.