Limited Time Offer
Up to 0.50% Discount Off the Points of the Loan for First-Time Homebuyers†.
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Looking For A Home
If you haven’t ever owned a home or it has been over 3 years since you last owned, you may qualify for special First-Time Homebuyer programs. Here’s how to get started.
Already Found A Home
The clock is ticking to meet your closing deadline. At Bank of Hawaii, we can help you quickly get started. You can choose to apply over the phone, by email or by visiting with one of our loan officers at a branch convenient to you.
First-Time Home Buyer's Loan Program
Bank of Hawaii’s First-Time Home Buyer’s Loan Program is specially designed to help you buy your very first home. It features access to homeownership counseling and discounts on closing costs.
Features and Benefits
- Reduced closing costs
- No prepayment penalty
- Fixed or adjustable interest rates
- Variety of terms available
- Homeownership counseling
Attend one of our upcoming free Educational Seminars and learn all about financing your dream home.
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SmartMoney Mortgage Tips
Our Loan Officers have some great advice that will help you get a head start on applying for your home loan.
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Buying Your First Home
Preparing to Purchase Your Home
Qualifying for the Mortgage Credit Certificate Program