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Financing Options for DHHL Lessees

Kāko‘o Kaiaulu

For more information, contact our Department of
Hawaiian Home Lands Mortgage Specialist.

At Bank of Hawaii we offer a wide range of financing options to assist our Native Hawaiian community. Our variety of programs are designed to provide Department of Hawaiian Home Lands (DHHL) lessees with expanded financing options. Contact our DHHL Mortgage Specialist or visit us today to find out which program is best for you.

Features and Benefits:

  • High loan-to-values available
  • Purchase, rate term refinance and construction permanent financing available 
  • Flexible down payment options
  • Fixed rate mortgages only 
  • Flexibility on reserves and credit histories
  • Low borrower’s contribution from own funds
  • One unit, primary residences and Planned Unit Development (PUD) on DHHL lease property only
  • Click here to contact a DHHL Mortgage Specialist for more information on terms, conditions, and rates.

Requirements and Other Restrictions:

  • Certain requirements and restrictions apply
  • Subject to loan approval

For more information on DHHL homeownership opportunities, please contact Kui Meyer at (808) 694-1440 or

Trusted Lender

At Bank of Hawaii, we're proud to have helped more Hawaii homeowners get a new home loan, refinance their existing home loan or get a home equity line of credit than any other local bank. We were also named by Forbes as one of "America's Best Banks" for the fifth straight year and voted as “Best Bank” by the readers of the Star-Advertiser in its "Best of 2013 People’s Choice Award."

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2013. Information is deemed reliable but not guaranteed.
**Forbes, December 19, 2013 online edition.

Fast. Flexible. Friendly.

  • State’s largest retail bank. We’re here to help you meet all of your personal and business banking needs, with over 70 convenient locations statewide

  • Mortgage loans done fast. We’ll speed the mortgage for your home purchase in just 30 days from start to finish!

  • Pre-approved loans. Pre-approval coupled with a quick closing could give you a negotiating edge with the seller and a competitive advantage over other buyers

  • Experienced, knowledgeable, friendly lending professionals. We’ll help you select the appropriate loan program and facilitate the documentation process

  • Strength of a portfolio lender. This gives us the flexibility you may need to get the deal done. No prepayment penalties

  • Local decision making, underwriting and servicing. We get loans done quickly, and when you need our help, we’re right here to assist you  

Includes complete written application, all documents contained in the Mortgage Loan Application Checklist, and any other documents required by Bank of Hawaii.
Pre-approval means that you could qualify for a residential loan based on limited information provided, and is not a commitment by Bank of Hawaii to make you a particular loan.