You bought a home before, but never like this.

Let our new online home loan process get you into your home with less hassle, more control and more convenience.

Apply Online Now Find a Loan Officer

Still shopping for a home? Get Prequalified

Already Found A Home?

Already Found A Home Image

If you found a home and the clock is ticking, we can help you get the process started right away. You can begin your mortgage process by applying online or call one of our local experts. We will help you through the entire process from start to housewarming!

Step 1

Gather your documents

View Our Document Checklist

Step 2

Begin the loan application process

What to Expect
1. Submit your application online
2. Verification documents
3. Underwriting and final approval
4. Closing and loan signing
5. Funding and recording

Step 3

Move into your new home

Congratulations and welcome home!

Still Searching For Your Dream Home?

Looking for a home

By getting prequalified before you buy, you can do home shopping with confidence. You'll know exactly how much home you can afford. And, because you'll be prequalified, when you find the home you love and make an offer, you'll be a more attractive buyer to the home seller.

Step 1

Gather your documents

View Our Document Checklist

Step 2

Submit your prequalification request

Get prequalified

Step 3

Find a home

Bank of Hawaii supports REALTORS® associations across the state. Consult a professional real estate agent to assist you in finding your dream home.

SmartMoney Seminars

Attend one of our upcoming free Educational Seminars and learn all about your financing options.

Register Now


Helpful Tips

Getting Started with Homeownership

Preparing to Purchase Your Home

Understanding the Qualified Mortgage Rule

Ready to Apply?

Loan Officers are standing by to assist you with your online application.

Apply Now

Trusted Lender Badge

Trusted Lender
*#1 in total dollars and numbers of loans made in the State of Hawaii.

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2017. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2017. Information is deemed reliable but not guaranteed.