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Adjustable Rate Mortgage

Mortgages > Products & Programs > Adjustable Rate Mortgage

Lower monthly payments initially. Rates change every year after the 1st, 3rd, 5th or 7th year. Contact us to get the process started.

Lower monthly payments initially. Rates change every year after the 1st, 3rd, 5th or 7th year. Contact us to get the process started.


Interest rates for an Adjustable Rate Mortgage are subject to change every year after the 1st, 3rd, 5th or 7th year depending upon the Adjustable Rate Mortgage loan you select, and is based upon the Index. The “Index” is the average of inter-bank offered rates for one-year U.S. dollar-denominated deposits in the London market (“LIBOR”), as published in The Wall Street Journal daily.


Features

  • Lower monthly payments initially
  • No prepayment penalty
  • For owner-occupant, second home, and investor purchases


Helpful Resources

Take a look at our tools and resources to help you with your mortgage needs.


Certain requirements and restrictions apply. Subject to loan approval.

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Bank of Hawaii Trusted Lender Badge
*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2013. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2013. Information is deemed reliable but not guaranteed.

Certain requirements and restrictions apply. Subject to loan approval.
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