We can help you find the mortgage that's right for you.

Whether you're a first time homebuyer, refinancing your home or just want to learn more about the mortgage process, we are here for you. Contact us now to start the process.

We can help you find the mortgage that's right for you.

Whether you're a first time homebuyer, refinancing your home or just want to learn more about the mortgage process, we are here for you. Contact us now to start the process.

Buying A Home

Buying A Home

Whether you are looking to move into a new home or purchase a second home or investment condo, Bank of Hawaii has many loan options for you. We’ll walk you through all the steps.
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First-Time Homebuyer

Bank of Hawaii

Buying your first home can be easily done when you follow the right steps. We’ll help you with education and will prequalify you so that your home buying experience is a good one.
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Mortgage Refinancing

Bank of Hawaii

Whether you're just starting to consider a refinance, or ready to shop for a rate, we'll help you with the information you need.
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Take a look at our other loans we have and find a loan that fits your needs.
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30 Year Fixed Rate Mortgage1

360 Monthly Payments

Interest Rate2

3.375%

APR

3.537%

Points

2.000%

Down Payment

20%

Monthly P&I Payment3

$442.10
per $100,000 borrowed

Rates as of 04/24/15 and can change without notice.
1. Maximum loan amount $625,500.
2. Rate is based on 45-day lock for purchase transaction.
3. Your actual payment obligation will be greater. Does not include additional costs such as taxes and insurance premiums.
Requirements and restrictions apply.

15 Year Fixed Rate Mortgage1

180 Monthly Payments

Interest Rate2

2.500%

APR

2.824%

Points

2.250%

Down Payment

20%

Monthly P&I Payment3

$666.79
per $100,000 borrowed

Rates as of 04/24/15 and can change without notice.
1. Maximum loan amount $625,500.
2. Rate is based on 45-day lock for purchase transaction.
3. Your actual payment obligation will be greater. Does not include additional costs such as taxes and insurance premiums.
Requirements and restrictions apply.

5 Year Adjustable Rate Mortgage1

360 Monthly Payments

Initial Interest Rate

2.500%

APR

3.031%

Current Fully Indexed Interest Rate3

3.250%

Points

0.500%

Down Payment

20%

Monthly P&I Payment

$395.122
for 60 months per
$100,000 borrowed

$435.212,3
for 300 months per
$100,000 borrowed

Mortgage Account Management Center

Giving you 24-hour access to your existing mortgage account.

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Loan Officers

Meet our highly-skilled Loan Officers.
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Construction Loans

Image Construction Loan

Take a look at our construction loan options and find a loan that fits your needs.
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Bank of Hawaii

Homebuyer Resources

Need more information? Our resources will help with your mortgage questions.
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Partner Resource

Partner Resource Center

Take a look at our great resources for Real Estate Agents, New Home Developers and Wholesale Lenders.
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Trusted Lender

Trusted Lender Award
Trusted Lender Award

*#1 Residential Lender ranking is for total number of residential loans and total dollars made by a lender in the State of Hawaii in 2014. Information compiled by Title Guaranty derived from Hawaii Bureau of Conveyances tax data recorded information for 2014. Information is deemed reliable but not guaranteed.
**Forbes, December 22, 2014 online edition.

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