Fixed rate and adjustable rate mortgage interest rates for Hawaii and Guam
By refinancing your mortgage with Bank of Hawaii, you could possibly lower your monthly payments or even pay off your mortgage faster.
Use the refinancing calculator on the Resources page to help you make a decision if refinancing may be right for your situation.
To determine whether you should consider refinancing, you need to compare the cost of obtaining a new mortgage with the savings you will enjoy with a reduced interest rate. You may want to consider refinancing to a different type of mortgage, such as switching from an Adjustable Rate Mortgage (ARM) to a Fixed Rate Mortgage (FRM).
No interest rate environment lasts forever. Unfortunately there is no crystal ball that will tell you when rates have reached their lowest level. Taking action now to evaluate whether refinancing now makes economic sense, and evaluating the type of mortgage you want, can help you be in control of one of your largest household expenses.
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